Newsletter Archives
Find past AYU! Ask Your Underwriter and Auditor's Corner articles below.
Sept 2026: Amount of Title Insurance Policy Coverage (AYU)
Q: Can an agent sell a loan policy for less than the amount of the deed or trust?
A: Click below to find out!
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Sept 2026: FAQs for Auditors (AC)
Learn about some Frequently Asked Questions auditors have.
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Problems You Never Want To See: Out of State Orders
Continuing with our Problems You Never Want To See series, learn what to do about out of state orders.
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July 2026: Notary Journal Requirements (AYU)
Explore the FAQs of Notary Journal Requirements.
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August 2026: Amount of Title Insurance Policy Coverage (AYU)
Q: Can an agent sell a loan policy for less than the amount of the deed or trust?
A: Click below to find out!
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July 2026: Fiduciary Capacity & Fraud Prevention Part I (AC)
Q: What do agents need to know about Fiduciary Capacity and Fraud Prevention?
A: Click below to find out!
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August 2026: Problems You Never Want To See--Out of State Orders (TP)
Continuing with our Problems You Never Want to See series, learn what to do in cases of Out of State Orders.
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July 2026: Problems You Never Want to See: Death with No Deed & No Will (TP)
Continuing with our Problems You Never Want to See series, learn what to do in cases of Death with No Deed and No Will.
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June 2026: Wraparound Mortgages (AYU)
Q: What is a Wraparound Mortgage and what do underwriters need to know about it?
A: Click below to find out!
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June 2026: Death and Title in Virginia (AC)
Learn more about Death and Title in Virginia.
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June 2026: Problems You Never Want to See--Money Bequests in a Will (TP)
Continuing with our Problems You Never Want to See series, learn more about handling Money Bequests in a Will.
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April 2026: Homeowner Deaths within 120 Hours (AYU)
Q: What does the Code of Virginia say about homeowner deaths within 120 hours of each other?
A: Click below to learn more!
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April 2026: Title Policy Remittances (AC)
Learn where to find info on Title Policy Remittances in StarsLink and ezJacket.
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April 2026: Will Accepted for Probate But Not Signed (TP)
Q: What should an agent do with a will that is accepted for probate but not signed?
A: Click below to find out!
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Mar 2026: Street Vacations in Virginia (AYU)
Q: What do I need to know about street vacations in Virginia?
A: Click below to find out!
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Mar 2026: Virginia Escheat Guide (AC)
Learn more about the 2026 Virginia Escheat Guide.
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Mar 2026: When Divorce Litigation Meets a Refinance (TP)
Exploring Title Problems You Never Want to See, this month we discuss what happens When Divorce Litigation Meets a Refinance.
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Feb 2026: Bankruptcy Discharge vs. Release of Lien (AYU)
Q: What is the difference between Bankruptcy of Discharge and Release of Lien, and why does it matter in a title examination?
A: Click below to find out!
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Feb 2026: Problem Areas in Escrow Audits (AC)
Learn about the issues that arise in Escrow Audits.
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Feb 2026: The "Soon-to-be-Ex" Power of Attorney (TP)
Exploring Title Problems You Never Want to See, this month we discuss The "Soon-to-be-Ex" Power of Attorney.
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Oct 2025: Child Support Liens (AYU)
Q: How should an underwriter handle a Child Support Lien?
A: Click below to find out!
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Oct 2025: Virginia Law Administrative Code (AC)
Learn more about the Virginia Law Administrative Code.
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Oct 2025: Problems You Never Want to See (TP)
Learn more about Problems You Never Want to See.
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Sept 2025: Deed of Correction – Who Needs to Sign? (AYU)
Q: What should underwriters know about deeds of correction?
A: Click below to find out!
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Sept 2025: Updated Notice to Policyholders (AC)
Learn more about the updated Notice to Policyholders.
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August 2025: Hybrid RON & Wet Ink-Signed Deed (AYU)
Q: How should an underwriter handle a Hybrid RON & Wet Ink-Signed Deed?
A: Click below to find out!
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August 2025: What is a Title-Only Agency Review? (AC)
Q: What is a Title-Only Agency Review?
A: Click below to find out!
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Aug 2025: Problems You Never Want to See (TP)
Learn more about Problems You Never Want to See.
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July 2025: HUD Deeds of Trust & Judicial Foreclosures (AYU)
Learn more about HUD Deeds of Trust & Judicial Foreclosures.
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July 2025: Escrow Back to the Basics* RESA Audits Part II (AC)
Take a deeper look at Title Premium accounts, Recording accounts and RESA Audits.
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July 2025: Power of Attorney with Extensive General Powers (TP)
Read about a real-life example of Power of Attorney with Extensive General Powers.
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June 2025: Remote Online Notarization (RON) in Virginia (AYU)
Q: What are Old Republic Title's policies on Remote Electronic Notarization (RON)?
A: Click below to find out!
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June 2025: FinCEN Form News (AC)
Q: What do underwriters need to know about the latest FinCEN Form News?
A: Click below to find out!
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June 2025: Missouri's "Show Me" Case (TP)
Learn about Missouri's Show Me case: a cautionary tale on nonjudicial tax sales and federal liens.
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May 2025: Solar Panels & Title Insurance (AYU)
Q: How does the installation of solar panels affect title insurance?
A: Click below to find out!
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May 2025: Entity Fraud Prevention (AC)
Q: What do underwriters need to know about Entity Fraud Prevention?
A: Click below to learn more.
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May 2025: Renovation Headaches (TP)
Q: Why are permits and inspections so important to prevent renovation headaches?
A: Click below to find out!
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April 2025: MIA Checklist (AYU)
Q: What should underwriters know about the MIA Checklist?
A: Click below to find out!
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April 2025: RESA Audits (AC)
Q: What do I need to know about RESA Audits?
A: Click below to find out!
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April 2025: Disaster Situations & Death Issues (TP)
Q: Disaster Situations and Death Issues--What Would You Do?
A: Click below to find out!
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March 2025: RESA Renewal (AC)
Q: What do I need to know about RESA Renewals?
A: Click below to find out!
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Feb 2025: IRS Form 1099 (AC)
Q: What do underwriters need to know about IRS Form 1099?
A: Click below to find out.
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Jan 2025: How Does Someone Prove They've Changed their Name? (AYU)
Q: How does someone prove they've changed their name?
A: Click below to find out!
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Jan 2025: Affirmative Coverage on Encroachments (Title Problems)
Q: Can we give affirmative coverage to the owner and/or the lender on matters of encroachment?
A: Click below to find out!
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Dec 2024: Fraud & the Holiday Season (AYU)
Q: How should I be wary of fraud during the holiday season?
A: Click below to find out!
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Dec 2024: Software Vendors & the Upcoming Rate Increase (AC)
Q: What should I know about the upcoming rate increase for software vendors?
A: Click below to find out!
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Nov 2024: HUD Partial Claims Deed of Trust Payoffs (AYU)
Q: What should I know about HUD Partial Claims Deed of Trust Payoffs?
A: Click below to find out!
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Nov 2024: Long Form Loan Policy - Full Search Required (AC)
Q: What should I know about Long Form Loan Policy?
A: Click below to find out!
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Oct 2024: Air Rights (AYU)
Q: What do I need to know about Air Rights in Virginia?
A: Click below to find out!
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Oct 2024: Escheat Deadline (AC)
The Escheat Deadline is fast approaching!
Click below to learn more.
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Sept 2024: Assumption of a Loan (AYU)
Q: What Do I Need to Know About Assumption of a Loan?
A: Click below to find out!
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Sept 2024: Escheat Rules (AC)
Q: What are the rules and guidelines to escheat?
A: Click below to find out!
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June 2024: Transactions ORT Does NOT Insure (AYU)
Q: Are there any transactions that ORT does NOT insure?
A: Click below to find out!
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June 2024: Commitment Exceptions Removal (AC)
Q: How do you explain when the commitment exceptions can be removed from the final title policy?
A: Click below to find out!
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May 2024: Affirmative Coverage (AYU)
Q: When should affirmative coverage be provided?
A: Click below to find out!
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May 2024: Owner's Affidavit - Residential (AC)
Learn more about the Owner's Affidavit standard requirements for all residential transactions.
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April 2024: Business Trusts & Land Trusts (AYU)
Q: What is a business trust? What is a land trust?
A: Click below to find out!
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April 2024: Audit File Documentation (AC April)
Q: What should be filed in the closing file of an agency audit?
A: Click below to find out!
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March 2024: Judgments Against Life Tenants (AYU)
Q: Must a judgment against a life tenant be released after the life tenant has died?
A: Click below to find out!
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March 2024: Virginia Search Requirements (AC)
Learn more about Virginia Search Requirements.
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Feb 2024: UCC Financing Statements (AYU)
Q: What is a UCC Financing Statement's fate in a foreclosure?
A: Click below to find out!
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Feb 2024: ALTA 2021 Forms (AC)
Learn more about the new ALTA 2021 Forms.
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Jan 2024: Can You Insure a Property that Doesn't Have Access? (AYU)
Can you insure a property that doesn't have access?
Click below to find out!
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Jan 2024: ALTA's Best Practices Pillar 2 (AC)
Learn more about ALTA's Best Practices Pillar 2 (updated in 2023).
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Dec 2023: Releasing the Lien of a Deed of Trust (AYU)
What to do when Releasing the Lien of a Deed of Trust?
Click below to find out!
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Dec 2023: Policy Revisions & Reissues (AC)
Q: What happens when a policy needs to be revised or reissued?
A: Click below to find out!
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Nov 2023: Why Title Never Vests in a Decedent's Estate (AYU)
Click below to learn Why Title Never Vests in a Decedent's Estate.
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Nov 2023: Minors in Title (AC)
Q: What to do if you come across a Minor in Title?
A: Click below to find out!
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Oct 2023: Underwriting Commercial Endorsements (AYU)
Q: What are the rules for Underwriting Commercial Endorsements in Virginia?
A: Click below to find out!
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Oct 2023: UCC Forms/Financing Statements in Virginia (AC)
Click below to learn more about the modified Universal Commercial Code (UCC) forms in Virginia!
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Sept 2023: Contracts for Deeds & Title Insurance (AYU)
Q: How do Contracts for Deeds and Title Insurance differ for purchasers and sellers?
A: Click below to learn more!
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Sept 2023: Choice of Tenancy (AC)
Choice of Tenancy: which option is right for you? Find out by clicking the link!
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Aug 2023: Certification of Trusts (AYU)
Are all trusts the same? Click below to learn more!
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July 2023: Manufactured Homes (AYU)
Question: What is considered a “manufactured home” in Virginia and how do you identify it?
Answer: Click below!
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March 2023: Power of Attorney (AYU)
Q: Don’t we need a specific Power of Attorney (POA) for a current party to a real estate transaction?
A: Click below!
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March 2023: Annual Escheat Rules (AC)
Did you know that there are 3 steps you can take this month to be in compliance with the annual escheat rule?
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