Newsletter Archives
Find past AYU! Ask Your Underwriter and Auditor's Corner articles below.
March 2023: Power of Attorney (AYU)
Q: Don’t we need a specific Power of Attorney (POA) for a current party to a real estate transaction?
A: Click below!
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March 2023: Annual Escheat Rules (AC)
Did you know that there are 3 steps you can take this month to be in compliance with the annual escheat rule?
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July 2023: Manufactured Homes (AYU)
Question: What is considered a “manufactured home” in Virginia and how do you identify it?
Answer: Click below!
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Sept 2023: Contracts for Deeds & Title Insurance (AYU)
Q: How do Contracts for Deeds and Title Insurance differ for purchasers and sellers?
A: Click below to learn more!
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Sept 2023: Choice of Tenancy (AC)
Choice of Tenancy: which option is right for you? Find out by clicking the link!
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Oct 2023: Underwriting Commercial Endorsements (AYU)
Q: What are the rules for Underwriting Commercial Endorsements in Virginia?
A: Click below to find out!
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Oct 2023: UCC Forms/Financing Statements in Virginia (AC)
Click below to learn more about the modified Universal Commercial Code (UCC) forms in Virginia!
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Nov 2023: Why Title Never Vests in a Decedent's Estate (AYU)
Click below to learn Why Title Never Vests in a Decedent's Estate.
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Nov 2023: Minors in Title (AC)
Q: What to do if you come across a Minor in Title?
A: Click below to find out!
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Dec 2023: Releasing the Lien of a Deed of Trust (AYU)
What to do when Releasing the Lien of a Deed of Trust?
Click below to find out!
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Dec 2023: Policy Revisions & Reissues (AC)
Q: What happens when a policy needs to be revised or reissued?
A: Click below to find out!
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Jan 2024: Can You Insure a Property that Doesn't Have Access? (AYU)
Can you insure a property that doesn't have access?
Click below to find out!
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Jan 2024: ALTA's Best Practices Pillar 2 (AC)
Learn more about ALTA's Best Practices Pillar 2 (updated in 2023).
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Feb 2024: UCC Financing Statements (AYU)
Q: What is a UCC Financing Statement's fate in a foreclosure?
A: Click below to find out!
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Feb 2024: ALTA 2021 Forms (AC)
Learn more about the new ALTA 2021 Forms.
Click Here
March 2024: Judgments Against Life Tenants (AYU)
Q: Must a judgment against a life tenant be released after the life tenant has died?
A: Click below to find out!
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March 2024: Virginia Search Requirements (AC)
Learn more about Virginia Search Requirements.
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April 2024: Business Trusts & Land Trusts (AYU)
Q: What is a business trust? What is a land trust?
A: Click below to find out!
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April 2024: Audit File Documentation (AC April)
Q: What should be filed in the closing file of an agency audit?
A: Click below to find out!
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May 2024: Affirmative Coverage (AYU)
Q: When should affirmative coverage be provided?
A: Click below to find out!
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May 2024: Owner's Affidavit - Residential (AC)
Learn more about the Owner's Affidavit standard requirements for all residential transactions.
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June 2024: Transactions ORT Does NOT Insure (AYU)
Q: Are there any transactions that ORT does NOT insure?
A: Click below to find out!
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June 2024: Commitment Exceptions Removal (AC)
Q: How do you explain when the commitment exceptions can be removed from the final title policy?
A: Click below to find out!
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Sept 2024: Assumption of a Loan (AYU)
Q: What Do I Need to Know About Assumption of a Loan?
A: Click below to find out!
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Sept 2024: Escheat Rules (AC)
Q: What are the rules and guidelines to escheat?
A: Click below to find out!
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Oct 2024: Air Rights (AYU)
Q: What do I need to know about Air Rights in Virginia?
A: Click below to find out!
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Oct 2024: Escheat Deadline (AC)
The Escheat Deadline is fast approaching!
Click below to learn more.
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Nov 2024: HUD Partial Claims Deed of Trust Payoffs (AYU)
Q: What should I know about HUD Partial Claims Deed of Trust Payoffs?
A: Click below to find out!
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Nov 2024: Long Form Loan Policy - Full Search Required (AC)
Q: What should I know about Long Form Loan Policy?
A: Click below to find out!
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Dec 2024: Fraud & the Holiday Season (AYU)
Q: How should I be wary of fraud during the holiday season?
A: Click below to find out!
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Dec 2024: Software Vendors & the Upcoming Rate Increase (AC)
Q: What should I know about the upcoming rate increase for software vendors?
A: Click below to find out!
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Jan 2025: Affirmative Coverage on Encroachments (Title Problems)
Q: Can we give affirmative coverage to the owner and/or the lender on matters of encroachment?
A: Click below to find out!
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Jan 2025: How Does Someone Prove They've Changed their Name? (AYU)
Q: How does someone prove they've changed their name?
A: Click below to find out!
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Feb 2025: IRS Form 1099 (AC)
Q: What do underwriters need to know about IRS Form 1099?
A: Click below to find out.
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March 2025: RESA Renewal (AC)
Q: What do I need to know about RESA Renewals?
A: Click below to find out!
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April 2025: MIA Checklist (AYU)
Q: What should underwriters know about the MIA Checklist?
A: Click below to find out!
Click Here
April 2025: RESA Audits (AC)
Q: What do I need to know about RESA Audits?
A: Click below to find out!
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April 2025: Disaster Situations & Death Issues (TP)
Q: Disaster Situations and Death Issues--What Would You Do?
A: Click below to find out!
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