Texas Underwriting Bulletin Table of Contents

• 2010:
• 01/19/2010 Modifications of Home Equity Loans in Texas
• 01/22/2010 Reconveyance Fees in Texas
• 01/28/2010 Final Adoption Order
• 04/07/2010 Short Sales and "Flip" Transactions
• 04/27/2010 Medicaid Estate Recovery Program
• 06/03/2010 Licensing of Mortgage Loan Originators ("the SAFE Act")
• 07/29/2010 Schedule D Form

• 2009:
• 01/13/2009 Message from Rande Yeager - "Strength & Support"
• 01/16/2009 RESPA "Average Charge"
• 07/06/2009 New Closing Protection Letter
• 07/29/2009 TILA Updates
• 08/10/2009 New Legislation
• 09/09/2009 Minerals Coverage
• 11/13/2009 RESPA Reform
• 12/10/2009 2009 Year-end Deadline

• 2008:
• 01/31/2008 Agent E&O Insurance
• 02/27/2008 TDI Consent Order
• 03/27/2008 Commissioner of Insurance Report
• 07/24/2008 Manufactured Housing Units

• 2007:
• 01/29/2007 Agriculture Exemptions for Home Equity Loans
• 02/22/2007 Counterfeit Checks
• 05/24/2007 Handling Title Insurance Claims
• 06/13/2007 Prohibited Practices - The United Cities Corp. (TUC)
• 06/28/2007 New Form of Complaint Notice
• 08/24/2007 Ad Valorem Taxes - Agricultural Use
• 08/24/2007 Judgments on Homestead Property
• 08/27/2007 Abstracts of Judgment in favor of the State of Texas
• 08/27/2007 Trusts and Trustees - HB564
• 08/31/2007 Notice Required to Beneficiaries under a Will - SB 593e
• 08/31/2007 New Notice Required for Property Encumbered by a Lien
• 09/24/2007 HB No. 1038-Texas Residential Construction Commission
• 12/14/2007 New Guidelines for Home Equity Loans
• 2006:
• 02/10/2006 Excess Risk
• 12/192006 Gift Programs
• 2005:
• 02/02/2005 New Hire
• 02/03/2005 Flip Transactions
• 06/08/2005 Fraudulent Foreclosures
• 07/08/2005 HB 2565 Amended Insurance Code (P-53)
• 07/17/2005 79th Legislative Session
• 10/11/2005 Insured Closing Letter Procedures Ban on "Successors and Assigns"
• 10/24/2005 New Forms - Commissioner's Order
• 10/28/2005 Delivery of Policies
• 11/14/2005 Master Indemnity Agreement
• 2004:
• 02/23/2004 2002 Texas Title Biennial Rule Hearing Order Issued
• 02/26/2004 Financial Evaluation of Old Republic by Fitch Ratings
• 03/26/2004 Home Equity Amended Forms
• 03/31/2004 Procedural Rule P-53, Rebates and Discounts Prohibited
• 05/03/2004 New Rate Rules
• 05/03/2004 New Schedule of Rates
• 06/25/2004 New Rates Effective July 1, 2004
• 08/27/2004 Terrorist Assets List
• 09/07/2004 Guaranty Fee - New Form
• 09/14/2004 Title Insurance Guaranty Fees - CLARIFICATION
• 2003:
• 02/04/2003 New Employee
• 02/05/2003 MALTA/TLTA/TTI Endorsement Comparison Chart
• 02/20/2003 Survey Copyrights
• 04/22/2003 New Hire for Old Republic Exchange Facilitator Company
• 04/22/2003 Calculation of Anniversary Date for Home Equity Transactions
• 05/28/2003 Premium Calculations for the T-19 Endorsement
• 05/28/2003 Priority of Mechanic's and Materialmen's Liens
• 06/03/2003 Instant Insured Closing Letters
• 07/17/2003 Master Indemnity Letters from Fidelity National Title,
                   Alamo Title, Security Union, Chicago Title or TICOR
• 07/18/2003 New Notice Required on Deeds and Deeds of Trust Effective January 1, 2004
• 09/22/2003 Recent Legislation Affective the Title Industry
• 10/28/2003 Home Equity Amendment Requiring Disclosure of Fees Prior to Closing
• 10/28/2003 Foreign Sellers (FIRPTA)
• 11/05/2003 Guaranty Fee Remittance
• 11/06/2003 New Rule P-58
• 11/14/2003 2002 Texas Title Insurance Hearing New Forms and Rules
• 12/16/2003 Directly Issued Policies (AKA Home Office Issue Policies)
• 2002:
• 01/20/2002 Old Republic Personnel
• 02/25/2002 New Manufactured Housing Legislation
• 04/01/2002 Department of Insurance Ruling on New Forms
• 06/26/2002 Express Insurance for Closing Costs
• 06/27/2002 Texas Workforce commission Lien
• 07/02/2002 New Underwriting Counsel
• 08/01/2002 New Schedule D
• 09/04/2002 Rate Decrease, Endorsement Rates Set
• 10/02/2002 Planned Unit Development Endorsement (T-17) and Restrictions
                   Encroachments and Minerals Endorsement (T-19)
• 10/03/2002 New Web Site For Texas and New Mexico
• 2001:
• 01/12/2001 Counterfeit Cashier's Checks
• 03/28/2001 Lender Alert - Pinn Fund USA, Inc.
• 04/12/2001 Conversion of personal property lien on a manufactured home to a real estate lien
• 04/12/2001 Title Searches
• 06/19/2001 Old Republic's Contact Information and Procedures
• 06/18/2001 Privacy Notice Requirements - Effective July 1, 2001
• 08/30/2001 Transfer on Death Deeds (New Mexico)
• 08/27/2001 New Legislation
• 10/01/2001 Revised Privacy Notice
• 12/01/2001 Refinancing of a Manufactured Home, Execution of Mechanics Lien contract
• 12/01/2001 State Auditors - Home Office Issues
• 2000:
• 01/06/2000 New Rule and Form Changes
• 02/01/2000 Home Equity - 3% cap on fees
• 03/01/2000 Insuring Title Derived From a Tax Sale
• 04/01/2000 Builder Alert
• 04/17/2000 Results of 1999 Title Insurance Hearing (New Mexico)
• 05/09/2000 Amended Changes in Rates (New Mexico)
• 05/22/2000 Rate Hearings and Reverse Mortgages
• 06/20/2000 Lender Alert
• 06/20/2000 Amending the Area and Boundary
• 06/23/2000 Island Mortgage Network - Alert
• 08/14/2000 Universal Services (New Mexico)
• 09/20/2000 Reverse Mortgages Revisited
• 10/18/2000 Manufactured Housing
• 10/27/2000 Memorandum from Charles Denton (New Mexico)