Old Republic National Title Insurance Company

In The Title Corner

A publication of the Old Republic Title Insurance Company We invite your feedback and welcome your suggestions regarding this newsletter and the publication of future articles.

NEWSLETTER TABLE OF CONTENTS

Web-Based Version, Volume 14, Issue 4 Fourth Quarter 2011

Florida Underwriters Sign New Indemnity Treaty by James C. Russick, Esq.
Just When You Thought You Understood the 2010 HUD-1 . . . by Pamela L. Zimmerman, Assistant Vice President and Agency Manager
Are City Code Enforcement Board Liens "Super"? by Rod Neumann, Esq., Gibbons, Neuman, Bello, Segall, Allen & Halloran, P.A.
e-Report from OREXCO 1031 Exchange - Exchange Expenses: What Are They and How Do They Affect the Exchange?
Ask Your Underwriter - Small Lien Foreclosures by Carolyn W. Broadwater, Esq.

Web-Based Version, Volume 14, Issue 3 Third Quarter 2011

Mortgage Modification Endorsement by James C. Russick, Esq.
When the Hammer Hits the Nail - Insuring Title with Notices of Commencement by Wilhelmina F. Kightlinger, Esq.
How does Elder Law affect Real Property by Elizabeth P. Allen, Esq., Gibbons, Neuman, Bello, Segall, Allen & Halloran, P.A.
e-Report from OREXCO 1031 Exchange - Exchangers Beware of Your Closing Date
Ask Your Underwriter - Insuring Mobile Homes by Laura M. Licastro, Esq.

Web-Based Version, Volume 14, Issue 2 Second Quarter 2011

Where Oh Where Has My Lender Gone? by Laura M. Licastro, Esq.
Those Troublesome Liens - Removing the exceptions for municipal and code enforcement liens by Wilhelmina F. Kightlinger, Esq.
Closing Protection Letter (CPL) System Upgrade
Workers Compensation Not For the Faint of Heart! by Debbie Turner, Dean Insurance Agency, Inc.
e-Report from OREXCO 1031 Exchange - Exchange Basics - Identifying Replacement Property - What You Need to Know to Do It Right
e-Report from OREXCO 1031 Exchange - 1031's As Easy As 1, 2, 3
Ask Your Underwriter - Does FIRPTA apply to short sales and, if so, how do I figure the withholding? by Laura M. Licastro, Esq.

Web-Based Version, Volume 14, Issue 1 First Quarter 2011

The Florida 2006 Forms Adoption by James C. Russick, Esq.
Out-of-State Military Acknowledgments by Jeanne F. Mott, Esq.
Escrow Reconciliation(s) for Old Republic National Title Insurance Company
Executive Title Services of Florida - A Milestone by Robin Cardella, Vice President
RynohLive - New Escrow Account Settlement Software
e-Report from OREXCO 1031 Exchange - 1021's As Easy As 1, 2, 3
Risk Retention Limit Increased
Ask Your Underwriter - Are second mortgages and judgments extinguished by foreclosure? by Carolyn W. Broadwater, Esq.

Volume 13 Issue 4 Fourth Quarter, 2010

Web-Based Version

Page 1 - Title Industry Legislation: The Old and the New by Jim Russick
Page 2 - Powers of Attorney - to accept or not to accept, that is the question! by Wilhelmina F. Kightlinger
Page 3 - Title Industry Legislation, contd.
Page 3 - Class Action Litigation by Dan Wold, SVP, General Counsel & Secretary, ORT, Minneapolis
Page 3 - ORT Holiday Schedule for 2011
Page 4 - Ask Your Underwriter - Sales Out of Receivers by Carolyn W. Broadwater
Insert - Holiday Message from the President
Insert - Why Affinity For Your E&O

Volume 13 Issue 3 Third Quarter, 2010

Page 1 - FIRPTA and Short Sales: To Withhold or Not to Withhold? by Wilhelmina F. Kightlinger
Page 2 - Guidelines for Deleting the Standard Survey Exception by Jeanne F. Mott
Page 3 - FIRPTA and Short Sales, contd.
Page 3 - Discounts For Agents
Page 4 - Ask Your Underwriter - Out-of-State POA Without Witnesses by Laura Licastro

Volume 13 Issue 2 Second Quarter, 2010

Page 1 - STOP ... In the Name of Title Insurance: Estoppel Letters and Associations by Laura M. Licastro
Page 2 - The 2010 Florida Legislature - Post Session Report by James C. Russick
Page 3 - STOP ... In the Name of Title Insurance, contd.
Page 3 - Stevens & Stevens Imaging Solutions, LLC - Smart File Archival
Page 4 - Ask Your Underwriter - Beachfront Property Owners by Carolyn Broadwater
Insert - C.E. Credit - Uncovered by Tanya Carlson
Insert - C.E. Credit - Uncovered, continued

Volume 13 Issue 1 First Quarter, 2010

Page 1 - First American Lawsuit Attacks the Fund's Joint Venture from Norwood Gay
Page 2 - Senate Bill 260 by James C. Russick
Page 3 - Why Do I Have to Pay That Tax? by Wilhelmina Kightlinger
Page 4 - New Fellowship Program for the Florida Bar Real Property, Probate and Trust Law Section
Page 4 - Why Do I Have to Pay That Tax? by Wilhelmina Kightlinger contd.
Page 4 - reQuire Release Tracking
Page 5 - Retirement and New Hire by Scott Pierce
Page 6 - Ask Your Underwriter - HOA Estoppel Letter by Laura Licastro

Volume 12 Issue 4 Fourth Quarter, 2009

Page 1 - The New HUD-1: Are You Ready? by Jim Russick
Page 2 - Small But Dangerous by Jeanne Murphy
Page 3 - Sailing the Seven Seas: Understanding the Navigational Servitude Exception and Endorsement by Laura Licastro
Page 4 - Celebrating Commitment
Page 4 - Legal Department Change by Scott Pierce
Page 5 - The Cost of RESPA Violations - Class Action Suit Against JP Morgan Chase by Brenda Cannon
Page 6 - Ask Your Underwriter - Witnesses on Mortgage for Homestead Property by Laura Licastro
Insert - Claims Prevention: Satisfaction of Revolving Lines of Credit by Jeanne Murphy
Insert - Borrower(s) Revolving Line of Credit Affidavit

Volume 12 Issue 3 Third Quarter, 2009

Page 1 - Are You Ready for the New HUD-1 and GFE Changes?
by Brenda Cannon
Page 2 - Whatever Floats Your Boat: Sovereignty Rights and Title Insurance
by Laura Licastro
Page 3 - Upcoming Seminars - 2009 Seminar Schedule
Page 4 - Celebrating Commitment
Page 4 - We've Moved to a New Location
Page 5 - Whatever Floats Your Boat, contd.
Page 5 - Are You Ready for the New HUD-1, contd.
Page 6 - Ask Your Underwriter - Surrendered Property by Carolyn Broadwater
Insert - The Role of Title Agents in Combating Mortgage Fraud Schemes
Insert - The Role of Title Agents in Combating Mortgage Fraud Schemes, contd.

Volume 12 Issue 2 Second Quarter, 2009

Page 1 - New Joint Venture Announced by Scott Pierce
Page 2 - Legal Department Reorganization by Scott Pierce
Page 2 - Underwriting Department Contact Information
Page 3 - When the Deed is Done - Deeds in Lieu of Foreclosure by Jeanne F. Murphy
Page 4 - When the Deed is Done, contd.
Page 4 - Retirement News by Scott Pierce
Page 5 - Celebrating Commitment by Robin Cardella
Page 5 - Wilhelmina F. Kightlinger Joins Old Republic National Title Insurance Company
Page 6 - Ask Your Underwriter - Error in Legal Description by Laura M. Licastro
Insert - Old Republic International Corporation News Bulletin
Insert - Old Republic International Corporation News Bulletin, contd.

Volume 12 Issue 1 First Quarter, 2009

Page 1 - ORT Is On Your Side by James C. Russick
Page 2 - The Upcoming HUD Changes by James C. Russick
Page 2 - Alerts and Bulletins Reminder
Insert - Strength & Support for Our Agents
Page 3 - Celebrating Commitment by Robin Cardella
Page 3 - ORT Is On Your Side, contd.
Page 4 - Ask Your Underwriter - 1099 Preparation in a Short Sale by Carolyn Broadwater

Volume 11 Issue 4 Fourth Quarter, 2008

Page 1 - 2008 RESPA Reform Analysis
Page 2 - Eureka! Oil, Gas and Mineral Rights Exceptions Explained by Laura M. Licastro
Page 3 - Mineral Rights, contd.
Page 3 - Celebrating Commitment by Robin Cardella
Page 4 - RESPA Reform, contd.
Page 5 - RESPA Reform, contd.
Page 6 - To The Rescue???? by Jeanne F. Murphy
Page 7 - Strength & Stability
Page 8 - Ask Your Underwriter - Doc Stamps for Deed In Lieu of Foreclosure by Carolyn Broadwater

Volume 11 Issue 3 Third Quarter, 2008

Page 1 - Documentary Stamps on Short Sales by Suzanne M. Barry
Page 2 - Eyes Wide Shut - Case Law Update by Jeanne F. Murphy
Page 3 - EzJacket Is Ready to Use by Walt Donovan
Page 3 - More Discounts Through ORT's StarsLink! by Debbie Compton
Page 4 - Forged Mortgage Satisfactions by Suzanne M. Barry
Page 5 - Celebrating Commitment by Robin Cardella
Page 5 - Eyes Wide Shut, contd.
Page 5 - Documentary Stamps on Short Sales, contd.
Page 6 - Ask Your Underwriter - Bankruptcy by Carolyn Broadwater

Volume 11 Issue 2 Second Quarter, 2008

Page 1 - Maximizing Coverage For Your Customer by Suzanne M. Barry
Page 1 - New Way to Generate Policy Jackets by Walt Donovan
Page 2 - Notice to Agents
Page 2 - Celebrating Commitment by Robin Cardella
Page 2 - New Policy Jackets, contd.
Page 3 - Maximizing Coverage For Your Customer, contd.
Page 3 - Retirement News
Page 4 - Ask Your Underwriter - Foreclosure by Carolyn Broadwater

Volume 11 Issue 1 First Quarter, 2008

Page 1 - Further Clarification of HB 111 - Closing Fees by James C. Russick
Page 2 - Further Clarification of HB 111, contd.
Page 2 - Something to Celebrate! for North Port Title, LLC
Page 3 - Deleting the Standard Exceptions by Jeanne F. Murphy
Page 4 - Deleting the Standard Exceptions, contd.
Page 5 - Deleting the Standard Exceptions, contd.
Page 5 - Celebrating Commitment by Robin Cardella
Page 5 - Aaron Davids receives Scholarship from FLTA
Page 6 - Ask Your Underwriter - Judgment of Foreclosure by Laura M. Licastro
Insert - Letter from FLTA re HB 111, page 1
Insert - Letter from FLTA re HB 111, page 2
Insert - Letter from DFS re HB 111, page 1
Insert - Letter from DFS re HB 111, page 2
Insert - Letter from DFS re HB 111, page 3

Volume 10 Issue 4 Third Quarter, 2007

Page 1 - Ongoing Clarification Efforts With DFS by James C. Russick
Page 2 - Ongoing Clarification, contd.
Page 3 - Re-Assessing Homeowner Association Assessments ... by Jeanne F. Murphy
Page 4 - Re-Assessing Homeowner Association Assessments . . . contd.
Page 5 - "Phishing" for Escrow Money by Laura M. Licastro
Page 6 - New Addition to Closing Protection Letter - Agent Verification Instructions
Page 7 - New Addition to CPL, contd.
Page 7 - Baby Boom!
Page 8 - Ask Your Underwriter - Trust Certification by Carolyn Broadwater

Volume 10 Issue 3 Third Quarter, 2007

Page 1 - DFS Workshop/Meeting August 23, 2007 by James C. Russick
Page 2 - Homestead, Sweet Homestead . . . by Laura Licastro
Page 3 - Homestead, Sweet Homestead . . . contd.
Page 3 - Baby Boom! (Renee Scarola and Elbony Drayton)
Page 4 - DFS Workshop/Meeting August 23, 2007 . . . contd.
Insert - OREXCO e-Report on Vacation Homes, Second Homes and Timeshares
Insert - OREXCO e-Report on Related Party Transactions in a Nutshell
Page 5 - Celebrating Commitment by Robin Cardella
Page 5 - DFS Workshop/Meeting August 23, 2007 . . . contd.
Page 6 - Ask Your Underwriter - Notary Questions by Laura Licastro

Volume 10 Issue 2 Second Quarter, 2007 1MB in size

Page 1 - Title Fee Changes by James C. Russick
Page 2 - Satisfaction Guaranteed . . . by Jeanne F. Murphy
Page 3 - Satisfaction Guaranteed . . . contd.
Page 3 - Celebrating Commitment by Robin Cardella
Page 4 - Navigating the Substitution Loan Rate Maze by Laura M. Licastro
Insert - Government Affairs Quarterly Special Edition - The GAO Report
Insert - Government Affairs Quarterly Special Edition - The GAO Report, pg. 2
Page 5 - Navigating the Substitution Loan Rate Maze, contd. by Laura M. Licastro
Page 5 - Statutory Change for LLC Names
Page 6 - Your Escrow Account ... Your Responsibility by Renea Thompson
Page 6 - FBI Releases 2006 Mortgage Fraud Report
Page 7 - Title Fee Changes, contd.
Page 7 - Baby Boom!
Page 8 - Ask Your Underwriter - Foreign Notary Questions by Carolyn Broadwater

Volume 10 Issue 1 First Quarter, 2007 1MB in size

Page 1 - Centennial Ad
Page 2 - Update on Premium Remittances by James C. Russick
Page 3 - Enhanced Life Estate Deeds Growing in Popularity by Suzanne Barry
Page 4 - Link to FDIC Web Site
Page 4 - Commercial Corner
Page 4 - Wanted: Your Email Address
Page 4 - New Underwriting Counsel - Laura Licastro by James C. Russick
Page 5 - Enhanced Life Estate Deeds, contd.
Page 5 - Reminder: Check Our Web Site Often
Page 5 - Notice - Two New Endorsements
Page 5 - Celebrating Commitment by Robin Cardella
Page 6 - Ask Your Underwriter - Charges for Notary by Carolyn Broadwater

Volume 9 Issue 4 Fourth Quarter, 2006 1MB in size

Page 1 - Premium Remittances by James C. Russick
Page 2 - Fraud-A Never-Ending Battle
Page 3 - New Underwriting Counsel in Deerfield Beach by James C. Russick
Page 3 - Title Agent's Corporate Identity Stolen by Scott Pierce
Page 4 - How Do I Dispose of Confidential Material?
Page 5 - OREXCO Names New Vice Presidents
Page 6 - USA Patriot Act Of 2001 provided by Scott Pierce
Page 7 - Fraud-A Never-Ending Battle, contd.
Page 7 - Baby Boom!
Page 8 - Ask Your Underwriter - Notice of Commencement by Carolyn Broadwater

Volume 9 Issue 3 Third Quarter, 2006 1MB in size

Page 1 - Open Email to Agents - Email submitted to Scott Pierce
Page 2 - When Selling Holy Ground is Not So Holy by Jeanne F. Murphy
Page 3 - When Selling Holy Ground is Not So Holy, contd.
Page 3 - Open Email to Agents, contd.
Page 4 - What Next! A New Scam on Escrow Accounts by Scott Pierce
Page 4 - Baby Boom!
Page 5 - Remittances for Second Simultaneous Mortgages Revisited by Linda M. Hernandez
Page 5 - Ask Your Underwriter - Clear Form 9 by Linda M. Hernandez
Insert - New Look For Florida's Web Site by Connie Whitmire
Insert - Florida's Web Site, contd.
Insert - Rate Calculator Instructions
Insert - Underwriting Phone Numbers

Volume 9 Issue 2 Second Quarter, 2006 1MB in size

Page 1 - Old Republic Title - Working for Agents by James C. Russick
Page 2 - Old Republic Title - Working for Agents, contd.
Page 2 - Money, Money Everywhere, and Not a Dollar to Spend
Page 3 - Remittances for Second Simultaneous Mortgages by Linda M. Hernandez
Page 4 - Title Industry Trade Group Testifies At House Subcommittee Hearing published in ALTA News and reprinted with permission of the American Land Title Association
Page 5 - Rande Yeager Testifies for ALTA on Capitol Hill
Page 6 - Ask Your Underwriter - Estoppel Letters by Linda M. Hernandez

Volume 9 Issue 1 First Quarter, 2006 1MB in size

Page 1 - National Update by Scott Pierce
Page 2 - State Regulatory Update by James C. Russick
Page 2 - National Update by Scott Pierce
Page 3 - Florida Forms 9, 9.1 and 9.2 by Suzanne Barry
Page 4 - Enhanced Life Estates Deed Growing in Popularity by Suzanne Barry
Page 5 - Enhanced Life Estates Deed Growing in Popularity, contd.
Page 5 - Baby Boom
Page 6 - Ask Your Underwriter - Second Revised Treaty by Linda M. Hernandez

Volume 8 Issue 4 Fourth Quarter, 2005 1MB in size

Page 1 - State Regulatory Update by Scott Pierce
Page 2 - State Regulatory Update, contd.
Page 2 - Letter to Robert A. Prestiss, Esq. of OIR
Page 3 - New Underwriting Counsel - Suzanne Barry by Scott Pierce
Page 3 - Letter to Robert A. Prestiss, Esq. of OIR, contd.
Page 4 - Raymond O. Denham Memorial Award Goes to Jim Russick
Page 4 - Letter to Robert A. Prestiss, Esq. of OIR, contd.
Page 5 - Rande K. Yeager named President of ALTA for 2005-1006
Page 5 - Letter to Robert A. Prestiss, Esq. of OIR, contd.
Page 6 - Ask Your Underwriter - Promulgated Rate Question by Linda M. Hernandez

Volume 8 Issue 3 Third Quarter, 2005 1MB in size

Page 1 - HUD Continues with RESPA Reform by Scott Pierce
Page 1 - Notice of Proposed Rule Development
Page 2 - Flip Transactions and E&O Coverage by James C. Russick
Page 3 - Notice and Reminder to Agents re Referral Fees
Page 3 - Viva La France by Scott Pierce
Page 4 - Florida's Housing Boom by Scott Pierce
Insert - FLORIDA BULLETIN 05-02 re Title Insurance Re-Issue Rates / Class Action Litigation
Insert - Memo from Dan Wold re Title Insurance Re-Issue Rates / Class-Action Litigation
Page 5 - Mark-Ups and Overcharges - The Saga Continues by James C. Russick
Page 6 - Better Late Than Never - The After-Acquired Title Doctrine by Jeanne F. Murphy
Page 7 - HUD Continues with RESPA Reform, continued
Page 7 - A Friendly Reminder re Escrow Reconciliations
Page 8 - Ask Your Underwriter - Old Surveys Question by Linda M. Hernandez

Volume 8 Issue 2 Second Quarter, 2005 (1MB in size)

Page 1 - Mark-Ups - The Real Deal by James C. Russick
Page 2 - Latest Scam by James C. Russick
Page 2 - Ask Your Underwriter - FIRPTA Question by Linda M. Hernandez
Page 3 - Naked Satisfactions by Donna Roberts
Page 3 - Upcoming Seminars
Page 4 - Discover Ways to Increase Your Revenue by Debbie Davids
Insert - ort:newlegislation - ALTA Junior Loan Policy Approved
Insert - ort:newlegislation - Statutory Way of Necessity
Insert - ort:newlegislation - Broker's Lien Bill
Insert - ort:newlegislation - Broker's Lien Bill, continued
Insert - ort:newlegislation - No More Oil, Gas and Mineral Reservation!!
Insert - ort:newlegislation - What's Happening In Our Capitol?
Insert - OREXCO e-Report - New Legislation Imposes 5-Year Holding Requirement

Volume 8 Issue 1 First Quarter, 2005 (1MB in size)

Page 1 - Title Industry Under Investigation by Scott Pierce
Page 2 - Are You Protecting Yourself? by Scott Pierce
Page 2 - The Lakeland Office Has Moved
Page 3 - Super Bowl Extravaganza by Robin Dillard and Anna Newsome
Page 3 - Notice to Licensed Agents
Page 4 - Related Party Transactions in a Nutshell by Old Republic Exchange Facilitator Company
Page 4 - Holidays for 2005
Page 5 - New Underwriting Counsel by Scott Pierce
Page 5 - Title Industry Under Investigation (continued from page 1)
Page 6 - Ask Your Underwriter - Document Preparation Fee by Linda M. Hernandez

Volume 7 Issue 4 Fourth Quarter, 2004 (1MB in size)

Page 1 - Check 21 by Ann vom Eigen, Legislative Counsel
Page 2 - Refinancing Before and After an Exchange
Page 3 - Employment Practices - Time Management 101 by
Cheryl A. Jones
Page 4 - Retiring the Mobile Home Certificate of Title by Linda Hernandez
Page 5 - Refinancing Before and After an Exchange (continued from page 2)
Page 5 - Check 21 (continued from page 1)
Page 6 - Ask Your Underwriter - Correcting an Error in a Recorded Document by Linda M. Hernandez

Volume 7 Issue 3 Third Quarter, 2004 (1MB in size)

Page 1 - Cash Reporting by Linda M. Hernandez
Page 1 - Licensed Title Agents Continuing Education Requirements by Jim Russick
Page 2 - IRC §1031 Exchange Expenses
Page 3 - Cash Reporting (continued from page 1)
Page 3 - IRC §1031 Exchange Expenses (continued from page 1)
More Continuing Ed Hours
Page 4 - Another New Member in the 1031 Exchange Department by Linda Hernandez
Page 4 - Baby Boom
Page 5 - Flipping Out - Insuring "Flip" Transactions by Jeanne Murphy
Page 6 - Ask Your Underwriter - Form 9 Endorsement by Linda M. Hernandez

Volume 7 Issue 2 Second Quarter, 2004 (1MB in size)

Page 1 - Getting to Know "StarsLink" - the Exclusive Web Resource Center for Independent Agents by Scott Pierce
Page 2 - ORPAK.net Offers Complete Packaging Capabilities by Rande K. Yeager
Page 3 - "POS PAY" Pays Off by John B. Cleaveland
Page 4 - ORT Florida Web Site Update by Linda Hernandez
Page 4 - Announcement by Scott Pierce
Page 5 - Efforts by HUD to reform RESPA by Scott Pierce
Page 5 - Department of Financial Services Steps up Enforcement by Scott Pierce
Page 5 - Old Republic Joins Fortune 500 by Scott Pierce
Page 6 - A Change in the 1031 Exchange Business by Scott Pierce

Volume 7 Issue 1 First Quarter, 2004 (1MB in size)

Page 1 - Are You Supporting Your Competition by Scott Pierce
Page 2 - Fitch Affirms Ratings of Old Republic Title Group at "AA-"
Page 2 - John Thornton Scholarship by Michael S. Davis
Page 3 - More Continuing Ed Hours
Page 4 - Report from the Florida Land Title Association (FLTA) by James C. Russick
Page 5 - DOI Requirements for Interest-Bearing Accounts by Auditing Department
Page 5 - Career as City Attorney Ends! by Connie Whitmire
Page 5 - Check it Out! by Connie Whitmire
Page 6 - Ask Your Underwriter - Deletion of Standard Survey Exception by Linda M. Hernandez
Scholarship Application
Florida Liens 03 04

Volume 6 Issue 4 Fourth Quarter, 2003 (1MB in size)

Page 1 - Old Republic's 2002 Annual Report Wins National Award
Page 2 - A Brief Comparison of the More Popular Tax-Deferred Exchanges by Michael S. Davis
Page 3 - Good Reason To Be Proud
Page 3 - New Addition
Page 4 - 2004 Tentative Seminar Schedule
Page 5 - FIRPTA Withholding Regulations Change by Linda M. Hernandez
Page 6 - Affidavit as to Foreign Investment in Real Property Tax Act
Page 7 - Agent Receives Recognition
Page 7 - A Brief Comparison of the More Popular Tax-Deferred Exchanges by Michael S. Davis (cont.)
Page 8- Ask Your Underwriter - Mutual Indemnification Treaty Question by Linda M. Hernandez

Volume 6 Issue 3 Third Quarter, 2003 (249k in size)

Page 1 - Mortgage Impairment Insurance and the ALTA Junior Loan Policy by James C. Russick
Page 2 - HUD Property Rules are "Anti-Flipping" by Linda Hernandez
Page 3 - Reminder About Web Site! Unsure about a "Red Flagged" name - check out ORT's site
Page 4 - Errors & Omissions Premiums Expected To Rise
Page 4 - "Sports" in Tampa
Page 4 - 25 Years! WOW! by Robin Cardella
Page 5 - Holding Requirement Issues Surrounding §1031 by Rachel A. Hollinger
Page 6 - Ask Your Underwriter Titleholder Dies in Colorado Question by Linda Hernandez

Volume 6 Issue 2 Second Quarter, 2003 (559k in size)

Page 1 - RESPA Reform Update by Scott Pierce
Page 2 - Ask Your Underwriter - Military Power of Attorney by Linda Hernandez
Page 3 - More Continuing Education Hours
Page 4 - Support Our Troops! Absolutely
Page 4 - Our Duty Under the Patriots Act by Michael S. Davis
Page 5 - Eeeeeek! An Error!!!!
Page 6 - Preventing Shady Dealings by Linda Hernandez

Volume 6 Issue 1 First Quarter, 2003 (2.3MB in size)

Page 1 - The Tax-Deferred Exchange by Michael S. Davis
Page 2 - Scholarship Announced by Michael S. Davis
Page 3 - More Continuing Education Hours
Page 4 - Ask Your Underwriter - Out of State Divorce Question by Carolyn W. Broadwater
Page 5 - Information Bulletin OIR-03-001

Volume 5 Issue 4 Fourth Quarter, 2002 (1.3MB in size)

Page 1 - Our Response to HUD on RESPA Reform by Scott Pierce
Page 2 - Ask Your Underwriter - Short Form Mortgagee Policy by Linda Hernandez
Page 3 - Continuing Education Transcripts Available December 19th
Page 3 - No Flood Insurance Issued After January 1, 2003 by Scott Pierce
Page 4 - Agent Honored by Linda Hernandez
Page 4 - Agent Nominated by Linda Hernandez
Page 4 - Single Risk Limit Increased to $100 Million by Scott Pierce
Page 5 - Join Your FLTA by Scott Pierce
Page 5 - More Awards by Michael S. Davis
Page 6 - Linda Speaks at Stetson by Carolyn W. Broadwater

Volume 5 Issue 3 Third Quarter, 2002 (1.6MB in size)

Page 1 - HUD Sets Out Details of Proposed RESPA Reform by Scott Pierce (318KB)
Page 2 - HUD Sets Out Details of Proposed RESPA Reform (cont.) by Scott Pierce (334KB)
Page 3 - New Plant Telephone Numbers (270KB)
Page 3 - Underwriting Department Hours, Extensions & Phone Numbers (270KB)
Page 4 - More Continuing Ed Hours (185KB)
Page 5 - Old Republic All-Star by Linda Hernandez (380KB)
Page 5 - Check it Out - MERS (380KB)
Page 6 - Ask Your Underwriter - Conveyance Question by Linda Hernandez (151KB)

Volume 5 Issue 2 Second Quarter, 2002 (9MB in size)

Page 1 - HUD Announces RESPA Reform Proposal by Scott Pierce (1.5MB)
Page 2 - Update on HUD & "EARNED FEES" by Scott Pierce (1.7MB)
Page 3 - Digital File Storage: Is It Cost Efficient? by James E. Baker; PageStream Corp. V.P. (1.7MB)
Page 4 - Company's Escrow Closing Guide (1.7MB)
Page 5 - More Scams and Capers by Linda Hernandez (2MB)
Page 5 - Another "Tax-Deferred Exchange" Question by Mike S. Davis (2MB)
Page 6 - What's New! - New Web Site Address (1MB)
Page 6 - Licensing Course (1MB)

Volume 5 Issue 1 First Quarter, 2002

HUD Targets "UNEARNED FEES" by Scott Pierce
§1031 Tax-Deferred Exchanges by Mike Davis
Tips from Auditing by Renea Thompson, Debbie Carr, Missy Maxson & Dawn Cooke
Keeping You Posted- TitleSoft, Inc. Announces "The Preferred Underwriter Product Discount
Ask Your Underwriter - Insuring Condo Parking Spaces by Linda Hernandez
What's New - Introducing a New E&O Program through CalSurance Associates, Inc.

Volume 4 Issue 4 Fourth Quarter, 2001

Prior Policies Now Available on the Internet
HUD formally States Goals by Jim Russick
Policy Remittances by Linda Hernandez
Is it Time to Consider Making the Change to a Modern Mission-Critical Closing System? by Scott Jones and Andrew Brooks, TitleSoft, Inc.
Wham ... Another Scam by Linda Hernandez
FedEx Discount Rates Now Available to Agents of Old Republic
Tips from Auditing by Renea Thompson, Debbie Carr, Missy Maxson & Dawn Cooke

Volume 4 Issue 3 Third Quarter, 2001

Buyer's Representatives: Has the Standard of Care Changed? by Jim Russick
More on the Tax-Deferred Exchange by Mike Davis
Bankruptcy and Homestead Property by Carolyn Broadwater
Notice of Homestead Property by Carolyn Broadwater
Service of Process Mortgage Rider by Linda Hernandez
Ask Your Underwriter - Estate Taxes by Linda Hernandez
Old Republic Insures Hospital
More Continuing Education Hours

Volume 4 Issue 2 Second Quarter, 2001

"Do-it-Yourself" Insured Closing Letter Request Program
Now Available Via Internet to Florida Agents by Pat Martin
Mechanics Liens 101 by Carolyn Broadwater
More §1031 Exchange Pitfalls and Problems by Mike Davis
Insured Closing Letter Request SAMPLE by Pat Martin
Ask Your Underwriter - Privacy of Consumer Information Act and POA Questions by Linda Hernandez
Underwriting Department Hours, Extensions and Phone Numbers

Volume 4 Issue 1 First Quarter, 2001

Attorney Title Agents Approved for FLTA Membership by Jim Russick
When a § 1031 Exchange Becomes a § %@&*# Exchange!!! by Mike Davis
Good News!! by Jeff Wyatt
Freeze Forgery and Fraud by Donna Roberts
New HUD Enforcement Efforts by Jim Russick
$7.5 Million Land Flip Scheme Ends With 9 Years in Jail by Scott Pierce
Ask Your Underwriter - Insuring Mobile Homes by Linda Hernandez
The Internet Lives
CE Classes - 2001 Fall Schedule

Volume 3 Issue 4 Fourth Quarter, 2000

Record Year for Old Republic in Florida by Scott Pierce
New Indemnity Treaty by Jim Russick
The Benefits of Reconciling Monthly by Renea Thompson, Debbie Carr, Missy Maxson & Dawn Cooke
FYI: Tax Numbers
Wire Transfers by Mike Davis
A Word to the Wise by Mike Davis
Ask your Underwriter - Realtor Commissions by Linda Hernandez
Addition to our Orlando Office

Volume 3 Issue 3 Third Quarter, 2000

New Officers Elected
Tips From Auditing by Renea Thompson
Reverse Exchanges by Mike Davis
Old Republic All-Star by Linda Hernandez
Additions to our Orlando Office by Scott Pierce
Ask Your Underwriter - Deed from Personal Rep and Tenants by the Entireties by Linda Hernandez
Reminder
Check it Out

Volume 3 Issue 2 Second Quarter, 2000

Congress Passes Electronic Disclosure Legislation by Scott Pierce
Tips from Auditing by Renea Thompson
Another Major Lender Forms Title Agency by Scott Pierce
The Tax-deferred Exchange by Mike Davis
Ask Your Underwriter - Marital Status and Re-Recording Questions by Linda Hernandez
FYI
CE Classes - 2000 Fall Schedule