Bulletins Table of Contents
 from the Florida Underwriting Department

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2012  (Click on the red number to see a copy)
01/06/12 NOTICE - DFS Important Changes - Corporate Agents and Licensed Signatories Only
2011   (Click on the red number to see a copy)
12/19/11 BULLETIN - Policy Reporting Requirements
12/01/11 Notice - DFS Annual Administrative Surcharge Fee
11/29/11 BULLETIN - Short Sale Affidavit / Freddie Mac
11/22/11 New Florida Operations Manager - Bill Partlow
09/28/11 BULLETIN - Revisions to Chapter 709, Florida Statutes regarding Powers of Attorney
08/18/11 BULLETIN - Fraud Scam With a Smartphone
06/20/11 Notice - Closing Protection Letter (CPL) System Upgrade
06/08/11 BULLETIN - Fraud Alert
04/15/11 Naked Satisfactions   (11-04)
04/07/11 Memo - ALTA 2006 Commitment and Policy Forms
03/03/11 Notice - ALTA 2006 Forms Implementation
02/25/11 New 2006 Policy and Endorsements   (11-03)
02/16/11 Unauthorized Practice of Law in Short Sales - Report on Hearing Held 2/11/11    (11-02)
02/11/11 Notice - The New 2006 Policy Form Is Coming to Florida
02/02/11 Notice - Unauthorized Practice of Law and Short Sales
01/12/11 Notice - DFS Annual Administrative Surcharge Fee
01/12/11 Land Scams Involving Foreigners    (11-01)
2010   (Click on the red number to see a copy)
10/08/10 Foreclosure Affirmation - Old Republic Title Insurance Group    (10-05)
10/01/10 Ally Mortgage/GMAC Foreclosures    (10-04)
07/02/10 Short Sales  (see attachment below)    (10-03)
07/02/10 Attach Copy of Counterfeit Official Check   (10-03 Attachment)
04/28/10 Escrow and Sweep Account Responsibilities    (10-02)
02/18/10 Letters of Indemnification from Fidelity National Title Group    (10-01)
2009   (Click on the red number to see a copy)
12/01/09 FHA Loan Modification Payoffs    (09-11)
08/07/09 Wire Transfers to Canada    (09-10)
07/24/09 TILA Update    (09-09)
06/19/09 Reissue Rates    (09-08)
06/10/09 FannieMae-Owned Properties    (09-07)
06/10/09 Protecting Tenants at Foreclosure Act    (09-05)
06/09/09 Short Form Residential Loan Policies for AmTrust Bank (Florida)    (09-06)
05/22/09 Craig Jontz - Chief Underwriting Counsel
03/31/09 Miami-Dade County - Certificates of Use    (09-04)
03/16/09 IndyMac Federal Bank, FSB Revised   (09-03)
03/12/09 Short Sale Estoppel Letters    (09-02)
03/11/09 Receivership of Washington Mutual (revision of 08-12 rev.)     (09-01)
01/26/09 Jenny Williams Appointed Ft. Myers Plant Manager
 
2008   (Click on the red number to see a copy)
12/19/08 attach. Form DR-430 - Change of Ownership or Control Non-Homestead Property  (08-14 Attachment)
12/19/08 Form DR-430   (08-14)
12/12/08 RESPA Reform  (08-14  should be 08-15)
10/01/08 FDIC Insurance Concerns   (08-13)
10/02/08 rev. Receivership of Washington Mutual    (08-12 rev.)
09/30/08 Receivership of Washington Mutual    (08-12)
Undated Modifications to National Housing Act    (08-11)
09/24/08 Documentary Stamps on a Short Sale Transaction
08/25/08 Computation of Documentary Stamps in a Short Sale Transaction    (08-10)
08/04/08 New Underwriting Counsel - Brenda Cannon
08/01/08 Conversion of IndyMac Bank, F.S.B. to IndyMac Federal Bank, F.S.B    (08-09)
07/09/08 Easement for AT&T - Revised to Correct Recording Info    (08-08 rev.)
07/08/08 Easement for AT&T    (08-08)
07/01/08 Homeowner Association Assessments . . . The Saga Continues    (08-07)
06/17/08 Short Sales    (08-06)
06/13/08 Reissue Rates    (08-05)
06/11/08 Satisfaction of MERS Mortgages    (08-04)
05/29/08 Repeal of Section 201.022, F.S. Related to Filing of a Transfer Tax Return When Recording a Deed    (08-03)
05/29/08 Short Sales    (08-02)
02/29/08 attach. Attachment to Bulletin 08-01 - CLOSING FEES      (08-01 attach)
02/29/08 Further Clarification of HB 111 - CLOSING FEES    (08-01)
 
2007   (Click on the red number to see a copy)
12/01/07 Insuring New Construction (07-14)
11/06/07 Notice - Revision to Bulletin 07-10 - Certificate of Release Request Form
10/16/07 Notice - Insured Closing Letter Website
10/01/07 Condominium Termination - Amendments to Florida Statutes, Section 718.117  (07-13)
10/01/07 Mortgagee Consent or Joinder to Amendments to Condominium Declaration -
Amendment to Florida Statutes Section 718.119(11)   (07-12)
10/01/07 DFS Guidance on Closing Fees AND Attachment to Bulletin - HB111   (07-11)
10/01/07 Certificate of Release Attachment to Certificate of Release Sec. 07.041, F.S.    (07-10)
09/27/07 Erroneous Federal Tax Lien Releases Attachment - Department of the Treasury Letter    (07-09)
09/13/07 Amendment to Chapter 713, F.S. - Notice of Commencement    (07-08)
09/06/07 Electronic Funds Transfers and the Good Funds Rule    (07-07)
08/01/07 Press Release - ORT Celebrates 100th Anniversary
07/06/07 Patriot Act Procedure    (07-06)
07/02/07 New Florida Trust Code    (07-05)
06/12/07 Disbursement Procedures    (07-04)
06/12/07 Class Action Settlement    (07-03)
03/13/07 Notice - New Underwriting Counsel - Laura Licastro
03/01/07 Counterfeit Checks    (07-02)
01/26/07 New Seller Certification for No Information Reporting on the Sale or Exchange of a Principal Residence    (07-01)
2006  (Click on the red number to see a copy)
12/05/06 Florida Department of Financial Services
11/28/06 Mortgage Fraud
11/06/06 Financial Data Call - Florida ORI
09/26/06 Notice - Alene Egol - New Underwriting Counsel
08/01/06 Announcement - Reissue Rate Class Action Litigation
07/12/06 New Florida Statute Sections 689.072 and 694.17 Relating to Transfers of Property to Custodians or Trustees of IRA's or Qualified Plans    (06-04)
07/12/06 Condominium/Homeowner Association & Chapter 159 Estoppels for Residential (1-4 Family) Refinances    (06-03)
02/13/06 Second Revised Indemnity Treaty    (06-02)
02/01/06 Regulatory Alert    (06-01)
01/11/06 Suzanne Zimmerman Barry - New Underwriting Counsel
2005  (Click on the red number to see a copy)
11/29/05 Bankruptcy Code    (05-05)
11/04/05 Monthly Escrow Reconciliation Reports AND Policy Log Link
10/12/05 Changes to Forms DR-312 and DR-301    (05-04)
10/04/05 Insured Closing Letter - Technical Difficulties
09/29/05 Changes to ICL Program - Effective Monday, 10/03/05
09/19/05 Notice re New Account Rep, Jean M. Foster
08/08/05 Redelegation of Authority for Executing Routine Documents Relating to HUD Mortgage Insurance Program   (05-03)
07/29/05 Title Insurance Re-Issue Rates / Class-Action Litigation    (05-02)
07/29/05 Prior Purchase Contract    (05-01)
02/10/05 Janet Neris - New Underwriting Counsel
01/17/05 Lakeland Office is Moving
2004  (Click on the red number to see a copy)
06/29/04 Reporting of Cash in Excess of $10,000 Received in a Trade or Business    (04-01)
04/12/04 Notice - Jeanne Murphy Joins Old Republic Title
03/08/04 Memo - Mike Davis Retires
2003  (Click on the red number to see a copy)
12/02/03 Mobile Home Certificate of Title Retirement    (03-05)
12/02/03 FIRPTA Withholding and Regulations Change     (03-04)
07/17/03 IMC Phosphates Company & Affiliates
Manatee & Desoto Counties    (03-03)
07/11/03 HUD - Flip Regulations    (03-02)
07/11/03 HUD - Multiple Transactions    (03-01)
07/03/03 Notice - Section 689.26, F.S., Condo Assessments (Statutory Change)
04/16/03 Notice - E-mail Request
2002  No Bulletins published in 2002
2001  (Click on the red number to see a copy)
12/18/01 Fraudulent Practices - Tax Deeds    (01-10
12/18/01 Fraudulent Practices - Deposits Under Sales Contract    (01-09)
12/18/01 Fraudulent Practices - Quitclaim Deeds    (01-08)
10/16/01 Terrorist Assets      (01-07)
Al Qaida/Islamic Army
Abu Sayyaf Group
Armed Islamic Group (GIA)
Harakat ul-Mujahidin (HUM)
Al-Jihad (Egyptian Islamic Jihad)
Islamic Movement of Uzbekistan (IMU)
Asbat al-Ansar
Salafist Group for Call and Combat (GSPC)
Libyan Islamic Fighting Group
Al-Itihaad al-Islamiya (AIAI)
Islamic Army of Aden
Usama bin Laden
Muhammad Atif (aka, Subhi Abu Sitta, Abu Hafs Al Masri)
Sayf al-Adl, Shaykh Sai'id (aka, Mustafa Muhammad Ahmad)
Abu Hafs the Mauritanian (aka, Mahfouz Ould al-Walid, Khalid Al-Shanqiti)
Ibn Al-Shaykh al-Libi
Abu Zubaydah (aka, Zayn al-Abidin Muhammad Husayn, Tariq) Abd al-Hadi al-Iraqi (aka, Abu Abdallah)
Ayman al-Zawahiri, Thirwat Salah Shihata
Tariq Anwar al-Sayyid Ahmad (aka, Fathi, Amr al-Fatih)
Muhammad Salah (aka, Nasr Fahmi Nasr Hasanayn)
Makhtab Al-Khidamat/Al Kifah
Wafa Humanitarian Organization
Al Rashid Trust
Mamoun Darkazanli Import-Export Company
10/15/01 Mortgage Impairment Insurance    (01-06)
09/28/01 #1 Change to Privacy Notice Form    (01-05  #1)
06/25/01 Privacy of Consumer Information   (01-05)
06/25/01 Liens of Judgment    (01-04)
05/10/01 Florida Endorsements 9.1 and 9.2     (01-03)
03/08/01 #1 Amendment #1 - Indemnification Treaties     (01-01 #1)
02/26/01 Notice - World Savings Bank/World Savings and Loan Association
01/30/01 Survey Exception    (01-02)
01/22/01 "New" Indemnity Treaty    (01-01)
2000  (Click on the red number to see a copy)
11/17/00 Notice - Rebating of Premium
11/17/00 Notice - Numbered Endorsements
11/14/00 Notice - Butler Litigation Update
11/07/00 Notice - Butler Litigation Update
10/27/00 Notice - Accredited Home Lenders
09/27/00 Bisecting Easement   (00-05)
08/14/00 Request for Email Address
06/27/00 Closing Instructions Alert    (00-04)
06/27/00 Liens of Judgments    (00-03)
03/08/00 Payments to Realtors with attachment
02/10/00 Golden Gate Estates, Collier County, Florida Bisecting and Perimeter Easements    (00-02)
01/24/00 Competitive Practices
01/24/00 Personal Representative Affidavit    (00-01)
1999  (Click on the red number to see a copy)
11/10/99 Title Insurance Licensing Applications for Non-Attorney Agents    (99-10)
11/10/99 Miami-Dade County Lake Belt Plan    (99-09)
09/15/99 State of Florida, DOI vs. Keys Title and Abstract Co. Update
08/18/99 Excess Risk Policy Approval Requests     (99-08)
07/20/99 Revolving Line of Credit, Mortgage Payoff and Satisfaction of Retrieval Procedures    (99-07)
07/20/99 Authorized Search Procedures (Short Search)     (99-06)
06/04/99 Closing Procedures    (99-05)
06/04/99 "Flip" Transactions     (99-04)
04/30/99 Tax Deferred (§1031) Exchanges of Real Property
04/29/99 Title Insurance Legislation
04/08/99 Timely Issuance of Policies    (99-03)
04/08/99 Judgment Liens (Address of Creditor)     (99-02)
04/06/99 Rebating Title Insurance Premiums
03/03/99 Senate Bill 1530
03/01/99 Butler vs. State of Florida, DOI Update
02/24/99 Proposed Premium Rate Reduction
01/26/99 #1 Amendment #1 - Indemnification Treaties   (98-11  #1)
01/26/99 Survey Exception in Refinance Transactions    (99-01)
1998  (Click on the red number to see a copy)
12/15/98 Closing Protection Letter on Commitment Jackets     (98-13)
10/23/98 Closing Fees on The HUD Closing Statement     (98-12)
10/20/98 Indemnification Treaties    (98-11)
01/26/99 #1 Amendment #1 - Indemnification Treaties   (98-11  #1)
02/19/98 Southern Pacific Funding Corporation    (98-10) (misdated)
09/28/98 Commonpoint Mortgage    (98-09)
07/29/98 Mortgage Fraud     (98-08)
07/29/98 Butler Litigation Update     (98-07)
06/30/98 Prohibited Practices    (98-06)
Katherine L. Keeler
Liz Gates
Scott M. Prescott
06/26/98 Robert Santomaso    (98-05)
06/15/98 Interest on Escrow Accounts - Corporate Agents   (98-04)
06/12/98 Department of Insurance Data Call     (98-03)
06/12/98 Prohibited Practices - John Adam Cunningham and CMB Mortgage     (98-02)
05/18/98 Fannie Mae Purchase of MERS Mortgages     (98-01)
1997  (Click on the red number to see a copy)
10/03/97 Interest Bearing Escrow Accounts of Non-Attorney Agents -
Cease and Desist Order by the Department   (97-11)
10/03/97 Reverse Annuity Mortgage Endorsement    (97-10)
09/29/97 Department of Insurance Licensees and Continuing Education Requirements   (97-09)
09/23/97 Bernardo D. Cardoso   (97-08)
08/12/07 1099-S Filing    (97-07)
05/14/97 Prohibited Practices   (97-06)
Residential Mortgage Source, Inc.
Tuscawilla Unit 1 - Seminole County, Florida
05/14/97 Prohibited Practices    (97-05)
Financial Research Services, Inc.
05/14/97 Risk Premium Payments by Lenders   (97-04)
01/30/97 Amended Affiliated Business Disclosure Form   (97-03)
01/15/97 Department of Insurance Workshop - Rate Review   (97-02)
01/07/97 1099-S Substitute Forms    (97-01)
1996  (Click on the red number to see a copy)
12/30/96 Florida Statistical Reporting Requirements   (96-10)
10/07/96 RESPA Statement of Policy 1996-4   (96-09)
08/26/96 Fla. Dept. of Insurance - Data Collection    (96-08)
07/16/96 Homebuyers' Protection Act    (96-07)
06/28/96 Continuing Education Requirements - Dept. of Insurance    (96-06)
06/24/96 HUD Statement of Enforcement Standards    (96-05)
06/18/96 Homebuyers' Protection Act (Superseded by 96-07)    (96-04)
06/04/96 Continuing Education Requirements - Dept. of Insurance   (93-03)
02/16/96 Judgment Liens Created Prior to Debtor's Bankruptcy Petition   (96-02)
02/16/96 Resolution Trust Corporation (RTC)    (96-01)
1995  (Click on the red number to see a copy)
11/07/95 Lomas Corporation Bankruptcies    (95-09)
09/20/95 Good Funds - Acceptance of Title Agent's Escrow Checks by Florida Attorneys   (95-08)
08/15/95 Mortgage Fraud Investigation    (95-07)
07/11/95 Homebuyer's Protection Act    (96-06)
07/11/95 Durable Power of Attorney   (95-05)
06/12/95 §28.222(4), F.S. - The Sketch Issue Revised    (95-04)
05/23/95 HUD Aggregate Escrow Accounting Regulations    (95-03)
02/20/95 Department of Insurance Clarifications of Amendments to Chapter 4-186, Florida Administrative Code    (95-02)
02/01/95 Amendments to Chapter 4-186, Florida Administrative Code    (95-01)
1994  (Click on the red number to see a copy)
12/19/94 Proposed Changes to Chapter 4-186, Florida Administrative Code   (94-13)
09/16/94 Disbursements on Uncollected Funds - Proposed Amendment to Rule No. 4-186.008 (1) (C)     (94-12)
09/16/94 Foreclosures of $15,000 or Less    (94-11)
07/07/94 § 28.222(4), F.S. - The Sketch Requirement Revisited     (94-10)
06/22/94 Disbursements on Uncollected Funds    (94-09)
06/21/94 New Document Format for Recording    (94-08)
06/21/94 Recording and Survey Matters    (94-07)
03/29/94 Forbidden Practices   (94-06)
03/01/94 Approval and Use of New Short-Form Residential Loan Policy (10/17/92) With Florida Modifications     (94-05)
02/28/94 Alta Owner's and Loan Policies - 10/17/92 With Florida Modifications    (94-04)
02/21.94 Transactions Involving Mobile Homes    (94-03)
01/04/94 Palm Beach Farms Company, Plat #3, Recorded in Plat Book 2, Pages 45 - 54, Public Records of Palm Beach County, Florida    (94-02)
01/04/94 Continuing Education for All Licensees    (94-01)
1993  (Click on the red number to see a copy)
12/16/93 State Sovereignty Lands Claim - Lake Osbourne, Palm Beach County   (93-12)
12/16/93 Recording Deadline for Homestead Exemption     (93-11)
08/18/93 Estoppel Letters    (93-10)
08/18/93 Statutory Amendments Relating to Mortgage Foreclosures    (93-09)
08/18/93 New Judgment Lien Requirements    (93-08)
06/14/93 Non-Insurability of Foreclosures of Under $15,000    (93-07) (Superceded by Bulletin No. 94-11)
06/14/93 Restitution Orders May Now Lien Real Property   (93-06)
06/14/93 Recording Death Certificates    (93-05)
05/05/93 RESPA Transactions    (93-04)
04/20/93 State Sovereign Lands Legislation    (93-03)
04/20/93 Alta 4.1 and 5.1 Endorsements and Survey Affidavit    (93-02)
01/05/93 Change in Real Estate Reporting (1099-S)    (93-01)
1992  (Click on the red number to see a copy)
10/08/92 Minimum Retention of Premium by Insurers, Section 626.782(2) F.S.    (92-09)
09/29/92 Amendment Our Amendment to Bulletin   (92-08 Amendment)
09/25/92 Summary of Title Insurance Provisions of Senate Bill 170-H (Includes Our Amendment to Bulletin)   (92-08)
07/15/92 Florida Documentary Tax Increase and Alienation of Homestead Property    (92-07)
06/01/92 RTC Consent to Foreclosure and Right of Redemption    (92-06)
  Recording of Death Certificates   (92-05)
(Superceded by Bulletin No. 93-05)
04/08/92 Recent Amendments to Chapter 718, F.S. - Condominium Act    (92-04)
04/07/92 Right of Entry for Oil, Gas and Mineral Reservations Non-Use Commitment    (92-03)
03/31/92 Hudson Beach Property/Mechanic's Lien Coverage    (92-02)
01/08/92 Revised Department of Revenue Form No. DR-219    (92-01)
1991  (Click on the red number to see a copy)
12/31/91 Notary   (91-11)
12/17/91 Waiver of Requirement for Current Survey on Refinance Transactions   (91-10)
10/29/91 Foreclosure of Senior Liens Against FDIC/RTC    (91-09)
10/29/91 Federal Right of Redemption   (91-08)
05/31/91 New Requirements for Instruments Affecting Real Property   (91-07)
  Increase in Documentary Stamps on Deed (Superceded by Bulletin No. 92-07   07/15/92  (91-06)
04/05/91 Endorsements to Insure Modification of Mortgage - Substitution Rates May Apply  (91-05)
02/20/91 Florida Endorsement Form 9   (91-04)
02/18/91 Affirmative Coverage   (91-03)
02/08/91 Abstracting, Exam, and Closing Charges Must be Made in Addition to Charging Promulgated Rates   (91-02)
02/08/91 Mortgagee Policies Required to be Issued Within Thirty Days of Recording of Mortgage to be Insured   (91-01)
1990  (Click on the red number to see a copy)
11/20/90 Federal Tax Liens   (90-07)
08/23/90 Department of Insurance Rules on Affirmative Coverage/Emergency Rule to be Filed August 24, 1990   (90-06)
08/08/90 Documentary Stamp & Intangible Taxes Due on Mortgage Assumptions   (90-05)
02/12/90 Changes in Promulgated Risk Rates/Rules of Department of Insurance, Chapter 4-21 Title Insurance  90-04)
02/12/90 Carlton Buckley, Continental Holdings, Continental Investments, Amerex Company   (90-03)
02/05/90 Rules - Department of Insurance, Chapter 4-21 Title Insurance/Reconciliation of Escrow Accounts   (90-02)
901/16/90 Department of Insurance Administrative Surcharge   (90-01)
1989  (Click on the red number to see a copy)
09/12/89 Deadline of Compliance With Statutory Requirements for Surety, Fidelity, and Errors and Omissions Coverage   (89-10)
  Proposed Amendments - State Rules Regulating Title Insurance (Superceded by Bulletin 90-4)   (89-09)
08/11/89 Satisfactions of Revolving Line of Credit Mortgages   (89-08)
07/05/89 New Legislation - Criminal Penalties, Surcharge, Errors and Omissions Insurance and Fidelity and Surety Bonds   (89-07)
  (Number never Issued) (89-06)
03/28/89 Prior Owners Policies as a Basis for Title Evidence   (89-05)
02/28/89 Subordinated Agreements   (89-04)
02/28/89 Claim Alert - Fraudulent Conveyances    (89-03)
02/10/99 "Pro-Forma" Policies    (89-02)
  Proposed Amendments for State Rules Regulating Title Insurance (Superceded by Bulletin No. 90-04)   (89-01)
1988  (Click on the red number to see a copy)
11/18/88 1099 Charges   (88-07)
10/21/88 Recent Issues Involving Satisfactions of Mortgage    (88-06)
09/07/88 Revision of Section 689.02 Florida Statutes - Form of Warranty Deed - Prescribed   (88-05)
09/06/88 Claim Filing Procedure   (88-04)
09/06/88 Powers of Attorney   (88-03)
06/22/88 Federal Environmental Liens    (88-02)
06/22/88 Surveys    (88-01)