Real Estate Digest
Table of Contents
2012
May 2012
Vol. 38 # 5
FRONT PAGE
  • Americans Grow Optimistic, One Looming Question Remains
    • Good time to buy
    • Question remains
TRENDS
  • Home Affordability At Record High
  • Foreclosure Logjam Starting to Clear Up
  • Apartment, Condo Market Heats Up
  • Student Debt Killing the First-Time Homebuyer Market
  • Seniors Don't Want Outdated Look To Their Retirement Homes, and They Want Them Close By
  • Survey Reveals Sellers More Willing to Price Competitively
MORTGAGES
  • Property 'Rehab' Loans Surge in Popularity

INDUSTRY

  • Magazine:  Real Estate Agent a "Best Job" for the Future
AGENTS' CORNER

  • How to Read Your Prospect Like a Book
  • Body Postures
  • Head Positions
  • Facial Gestures
  • Gain the competitive edge
 
April 2012
Vol. 38 # 4
FRONT PAGE
  • Secrets to Closing More Sales
    • Capturing online leads
    • Abandoning leads
    • Longer sales cycle
  • Make Your Opportunities
MORTGAGES
  • Is the Foreclosure Crisis Finally Fading?
TRENDS
  • Cash Buyers Driving Market, Pushing Prices Down
  • Home Ownership Rate Drops to 1997 Levels
  • Study Reveals Main Culprit Behind Falling Home Values
  • Builders Constructing More Green Homes

MARKETS

  • Nearly 100 Metro Markets Now Listed as Improving
  • Major Mover:  Atlanta and Destinations South Most Popular
  • Renters Believe They Can't Afford To Own

INDUSTRY

  • Reminder:  3.8 Percent Tax Is Not a Transfer Tax on Real Estate
  • Realtor Membership Drops Below One Million
AGENTS' CORNER

  • Five Ways to Pump Up Your Mobile Website
 
March 2012
Vol. 38 # 3
FRONT PAGE
  • Spring Awakening:  Housing Rebound Begins to Thaw Nation
    • Economists Upbeat
    • Homebuilders See Improvement
TRENDS
  • Voters to Politicians:  Keep Hands off Homeownership
  • Home Affordability Offering Up 40-Year Deals
  • Empty Shopping Malls Find New Life With New Tenants

INDUSTRY

  • Exterior Home Improvements Provide Biggest Payback
MORTGAGES
  • Serious Mortgage Delinquencies See Slow but Steady Decline
  • Builders Blast Fannie, Freddie Plan

MARKETS

  • Looking for Growth?  Texas and California Lead Nation
  • Foreigners Eye Vacation Destinations
AGENTS' CORNER

  • Six Tips for Working with Foreign Real Estate Buyers
  • Six Winning Strategies to Turbocharge Your Website
 
February 2012
Vol. 38 # 2
FRONT PAGE
  • Multiple Surveys Show More Evidence of Housing Stability
    • Job boost
    • More optimism
MARKETS
  • Fastest-Growing Niche:  Seniors
  • 20 Cities Added to Improving Housing Market List
  • Cheaper to Buy Than Rent in Many Markets
TRENDS
  • Numbers of Movers Now at Historic Low
  • Typical First-Time Buyer Is 31 and Buys a $155,000 Home
  • Study:  The Quickly Disappearing Middle-Income Neighborhoods

INDUSTRY

  • New Agent Rating System Accepts Only Input from Consumers
  • More Contracts Come With a Time Contingency
  • NAR Changing Method For Counting Home Sales
MORTGAGES
  • Home Builders:  Appraisers Quashing New Home Deals
  • Housing Recession Hits Both Rich and Poor
AGENTS' CORNER

  • The Five Rules of QR Codes
 
January 2012
Vol. 38 # 1
FRONT PAGE
  • Welcome 2012:  The Year of Increasing Demand
    • Watching and waiting
    • Jobs and credit
TRENDS
  • Buyers Remain Optimistic About Home Value Appreciation
  • Millennials:  Life With Parents Not so Bad After All
  • Home Affordability Remains High
  • Baby Boomers Delay Selling their Homes
  • Home Ownership Falls Slightly
THE INDUSTRY
  • Take Advantage of Free Listings on International MLS
  • New Online Tool Provides Free Data for 300 Markets
  • See a House, Win A Botox Treatment
LAW
  • Bill Would Give Foreigners Visas if They Purchase Home
MORTGAGES
  • Homeowners Opting for 15-Year Fixed-Rate Loans
  • Inter-family Loans Making More Sense
AGENTS' CORNER

  • Can Groupon Get Buyers Moving?
  • Are Your Listing Photos Driving Traffic Away?
 
2011
December 2011
Vol. 37 # 12
FRONT PAGE
  • Using Buyer Incentives to Create Buzz and Traffic
    • Incentives That Work
    • Price Is King
TRENDS
  • "Catfish" Recovery on its Way
  • More Agents Upbeat
  • Homeownership Still A Desirable Goal
MORTGAGES
  • HUD Seeks More Funds For Foreclosure Counseling
  • Freddie Mac Will Not Flood Foreclosures Market
  • Flood Insurance
  • BofA to End Correspondent Lending
  • Demographic Trends Favor Rental Housing
MARKETS
  • Top 10 Cities for Retirement
AGENTS' CORNER

  • Four Ways to Perk Up the Open House
  • Eight Easy, Budget-Slashing Business Improvements
 
November 2011
Vol. 37 # 11
FRONT PAGE
  • Bring on the Boomers!
    • Pent-up demand
    • Long wish list
ECONOMY
  • Second Recession Fears Ease
TRENDS
  • New Trend:  Anchoring Homes Around Farms
TECHNOLOGY
  • More Americans Embrace Smartphones
MARKETS
  • 12 Housing Markets Seeing the Biggest Turnarounds
  • Chinese Banks ♥ New York
  • Boston Tops List of Best College Rental Cities
MORTGAGES
  • Just In:  New FHA Loan Limits Now in Effect
  • Freddie Mac Offers Incentive to Buyers of Foreclosed Condos
AGENTS' CORNER

  • HUD Launches Foreclosure Map
  • Five Ways to Fight a Low Appraisal
 
October 2011
Vol. 37 # 10
FRONT PAGE
  • Tomorrow's Success Pinned to Today's Smart Technology Choices
    • Where to Start?
TRENDS
  • Housing Economy Mixed, But Appears to be Strengthening
MORTGAGES
  • NAREB Announces $800 Million Minority Initiative
INDUSTRY
  • FSBO Founder Uses Agent to Sell NY Condo
TECHNOLOGY
  • Beware When Connecting to Public Wi-Fi Hot Spots
  • Four Ways to Keep Your Phone Safe From Hackers
AGENTS' CORNER

  • Keys to Winning Landing Page Conversions
  • Should You Add Rentals to Your Services?
 
September 2011
Vol. 37 # 9
FRONT PAGE
  • QR Codes:  Finding a Strategy that Works for You
    • Audience
    • Purpose
    • Production
    • Back-end management
    • Measurement
TRENDS
  • Things Looking Up for Housing Market in Last Half of 2011
  • More Home Owners Turn to "Homesharing"
  • Recession Keeping More Families Together
  • Survey:  Lifestyle is Key Component in Move Decision
MARKETS
  • Gen Y to Le3ad Increase In Housing Demand
  • Bargains Abound in Second-Home Market
MORTGAGES
  • HUD Offers Boost to Underwater Homeowners
  • More Buyers Turn to Investors for Hard-Money Loans
  • Buyers Rejected for Loans Can Now Find Out Why
AGENTS' CORNER

  • Attract More Short Sale Business Through Your Site
  • Mobile App Rankings
  • Brokerages Not Successful at Reaching Hispanic Buyers
 
August 2011
Vol. 37 # 8
FRONT PAGE
  • Real Estate Pros Are Expanding.  Their Offerings to Get Ahead.  Are You?
    • Stage Hand
    • Getting Technical
TECHNOLOGY
  • Which Social Network Is Rated Most Important?
  • Seven Tips for LinkedIn Success
  • Trulia Adds Crime Maps to Site
TRENDS
  • Housing Shortage Is Likely Coming, Report Says
  • Economist Dismisses Notion Of Long-Term Housing Slide
MARKETS
  • Seven Highest-Performing Major Housing Markets
LAW
  • Lenders Cannot Discriminate On Basis of Pregnancy
  • New Policy Framework to Strengthen Cybersecurity
AGENTS' CORNER

  • Strategy Session:  Four Mobile
  • Marketing Retention Methods
 
July 2011
Vol. 37 # 7
FRONT PAGE
  • Recovering Economy Means Higher Household Formations, Selling Opportunities 
    • Perfect Storm
    • Resonating Message
TRENDS
  • Turmoil in Mideast to Bring More Buyers to U.S.
  • Housing Recession Continues for Minorities
MARKETS
  • Young Buyers Want Game Room, Not Living Room
MORTGAGES
  • Builders Applaud Efforts to Loosen Credit
INDUSTRY
  • Fees Are Biggest Determining Factor in Agent Selection
  • How to Reach the 'Camouflage' Buyer
AGENTS' CORNER

  • Advanced Negotiations:  Defending Against the 'Crunch'
  • Seven Things Every Internet Advertiser Should Know
 
June 2011
Vol. 37 # 6
FRONT PAGE
  • Are you Plugging into Gen X, Gen Y Preferences?
  • Trusted Resource
  • Across Generations
TRENDS
  • Rising Rents Make Rentals Less Appealing
  • Foreign Buyers Cashing in on Market
  • People Prefer to Live in Walkable Communities
MORTGAGES
  • Housing Industry Objects to High Down Payment Proposal
  • They're Back!  Welcome the Return of Subprime Bonds
INDUSTRY
  • Brokerage Uses Groupon to Lure More Clients
MARKETS
  • Are You Working in a "Stubborn Seller" City?
AGENTS' CORNER

  • Top Five iPad Apps For Real Estate Agents
 
May 2011
Vol. 37 # 5
FRONT PAGE
  • Wealthy Buyers Re-Emerge in Real Estate
  • Trickle down?
  • Foreclosures down
TRENDS
  • Better Buildings Incentive Encourages Commercial Buildings to Go Green
  • Size of Down Payments Up Dramatically
  • Six Most Promising Real Estate Markets
  • Half of Vegas Deals Are Cash
INDUSTRY
  • Agents Open Down Payment Wedding Registry
  • 'RealBird' Tags Homes with URLs
  • Survey:  Agents Continue to Be Important to Transaction
MORTGAGES
  • Banks Launch Programs To Aid Military Families
  • HARP Program Extended Through June 2012
AGENTS' CORNER

  • Keep Your Social Media Campaigns Safe and Legal
  • Four Red Flags That Send Buyers Running
 
April 2011
Vol. 37 # 4
FRONT PAGE
  • Home Affordability Returns to Pre-Bubble Levels
  • "As affordable as it gets"
  • A waiting game
TRENDS
  • First-Time Buyers Demand Move-In Ready Starter Homes
  • FSBOs Vanish As Sellers Return to Real Estate Pros
  • Survey Finds Strong Belief in Homeownership
  • Investment Firm Sees Prices Edging Up
MORTGAGES
  • Banks Push Home Buyers to Plunk Down More Cash
MARKETS
  • Buying is Cheaper Than Renting in Most Cities
  • African American Niche Growing
  • Homes for Heroes Spreads to Wisconsin
  • Senior Housing Market Caught in Economic Squeeze
INDUSTRY
  • Zillow Makes Agent Ratings Available to Public
AGENTS' CORNER

  • Use Video to Create a Positive First Impression
 
March 2011
Vol. 37 # 3
FRONT PAGE
  • Demand for Vacation Homes Is on the Rise
TRENDS
  • Analysts:  Look for Spring Thaw
  • Fannie Mae:  People Still Want to Own a House
  • 2011's Strongest and Weakest Markets
  • Rising Rates Could Get Buyers Moving
MARKETS
  • Texas Leads the Way in Recovery
LAW
  • Upscale California County Ordered to Attract More Minorities
  • Appraisal Groups Seek Better Fee Disclosure
INDUSTRY
  • Australian Investors Buying U.S. Properties
  • HUD Says Grants Save 3,800 Children From Lead
AGENTS' CORNER

  • Facebook:  The Best and Cheapest Lead Generation Strategy of  Them All
  • Got Downtime?  Use it Well
 
February 2011
Vol. 37 # 2
FRONT PAGE
  • Homeownership Aspiration Remains Strong Among Americans
    • Desire remains
    • Shifting lifestyles
TRENDS
  • Freddie Mac:  Upbeat Predictions for 2011
  • Affordability Still at Historic Highs
  • More Singles Buying Homes
  • Buyers Show Growing Interest in Tiny Houses
MARKETS
  • Fed Keeping Watch on Rising Farmland Prices
  • Commercial Real Estate Prices Show Gains
  • Waco Named Best City For Military Retirees
MORTGAGES
  • New Standards Protect Appraisers From Coercion
  • Conforming Loan Limits Remain the Same
INDUSTRY
  • FSBO Sales Continue to Fizzle
  • HUD Launches Massive New Housing Data Site
AGENTS' CORNER

  • Five Ways to Use Mobile to Your Advantage
 
January 2011
Vol. 37 # 1
FRONT PAGE
  • End in Sight?  Analysts Have High Hopes for 2011
    • Business spending key
    • Fed spurs growth
INDUSTRY
  • Bright Future For Bilingual Agents
  • Buyer "How-to" Videos Available on YouTube
  • EPA Posts Bed Bug Pesticide Site
  • Thief Can Wait for Improved Market Before Selling his Home for Restitution
MORTGAGES

  • Return of the Jumbo Loan?
  • Consumers Union, Consumer Federation Oppose Transfer Fees
TECHNOLOGY
  • Mobile Device Use Soars
TRENDS
  • Mixed Signals from Buyers
  • More Singles Buying Homes
AGENTS' CORNER

  • Writing Better Craigslist Ads
  • Maximize Your Success with Social Media
2010
December 2010
Vol. 36 # 12
FRONT PAGE
  • Goal for 2011:  Reach the Coveted Millennial Market
    • Educate
    • Expand Your Web Presence
    • Improve Your Mobility
TRENDS
  • Multifamily Property Market Is On the Mend
  • Home Buying Fundamentals Remain Sound
  • It's a Good Time to Buy:  Survey
MARKETS
  • Ten US Markets Most Likely to Appreciate
  • HUD Wants More Use of Its Good Neighbor Next Door Program
LAW
  • Report:  Markets Would Stabilize If Troubled Owners Could Rent
  • NAR Backs Financial Reform
MORTGAGES
  • Mortgage Interest Deduction Helps Young the Most
  • Voters:  Don't Mess With the MID
  • Survey:  Walking Away from Mortgage is Wrong
INDUSTRY
  • Webby Awards Still Open
  • Regulator Group Takes Over Educator Organization
  • Magazine Poll Finds Agent Income Down
AGENTS' CORNER

  • Turn Facebook into a Brand-Building Tool
 
November 2010
Vol. 36 # 11
FRONT PAGE
  • What International Home Buyers Want and How You Can Attract Them
    • Regional Affinities
    • Cash Buyers
TRENDS
  • Landlords See Opportunities in Down Housing Markets
  • Feng Shui Taking Hold In Commercial Transactions
  • African Americans, Hispanics Most Likely to Use Cell Phones
  • Most Home Buyers Have No Regrets
INDUSTRY
  • MLS Internet Addresses, Going, going . . .
  • Ten Questions to Ask Your Short Sale Certification Provider
  • Seven Must-Have Apps For Your Smartphone
  • Realtors' HouseLogic Web site Offers Survival Tips
MORTGAGES
  • Buyers Now Getting More Accurate Good Faith Estimates
AGENTS' CORNER
  • Nine Killer Content Creation Ideas For Your Real Estate Blog or Website
 
October 2010
Vol. 36 # 10
FRONT PAGE
  • Can You Earn More By Understanding the Psychology of Real Estate
    • Here's a roundup of some pertinent findings
MORTGAGES
  • HUD Offers Refi Option to Some Underwater Borrowers
  • Fannie Mae Wants Lenders to Check Buyers for Last-Minute Loans
TRENDS
  • Is a Housing Shortage Coming?
  • Homeowners Still Love Their Houses
  • Consumer Outlook Mixed Over Next Six Months
MARKETS
  • Company Sees Broad Improvement in Home Prices
  • 10 Best Cities for Working Women With Kids
  • Study:  California is Hot, Florida Not
  • Top 10 Best Small Cities for 2010
  • Chinese Government Teaching Citizens How to Buy U.S. Homes
LAW
  • NAR, Others, Attach Private Transfer Fees
  • Title Association Worried About Energy Efficiency Loans
  • Home Rescue Scams Top Consumer Complaints
INDUSTRY
  • Practitioners Taking Cautious View of Market
AGENTS' CORNER
  • Manage Your Social Media Presence For Time Savings and Effective Return
 
September 2010
Vol. 36 # 9
FRONT PAGE
  • What's It Worth Anyway?  Solving the Pricing Dilemma in an Unsettled Market
    • The perception gap
    • The right price
TRENDS
  • Is This the Dawn of The "Urban Century?"
  • Single Buyers Remain Committed to Homeownership
  • Generational Shift:  Sizes of New Homes Going Down
  • More Foreign Buyers Investing in U.S. Homes
MORTGAGES
  • Consumer Loan Delinquencies Fall To 2002 Levels
  • Minorities Disproportionate Victims of Foreclosures
  • Delinquencies Hitting The Rich Hardest
LAW
  • Yahoo, Zillow in Partnership To Challenge Realtor.com
MARKETS
  • Farmland Prices Continue to Move Up
  • Gulf Property Values Victim of the Spill
  • Top Ten:  Most Affordable Popular Retirement Locations
LAW
  • EPA Delays Mandatory Lead-Based Paint Certification
AGENTS' CORNER
  • Desperately Seeking Fool-Proof Video
 
August 2010
Vol. 36 # 8
FRONT PAGE
  • Housing Market Poised for Slow Rebound
    • Tax credit catalyst
    • Inventory excess
MORTGAGES
  • Mortgage Rates Might Not Be Low for Long
  • Foreclosure Activity Decreases Three Percent
  • Short Sales:  Look What a Year Can Do
TRENDS
  • Affordability Still High Across the Nation
  • Sellers Remain Optimistic About Pricing
  • 2009:  People Are Moving Again
  • Minorities Hit Hardest By Housing Recession
MARKETS
  • Post-Tax Credit Buyers May Save Money
  • Senior Housing Still Flat
LAW
  • Squatter Claims Adverse Possession in Seizing Home
AGENTS' CORNER
  • Five Ways to Gain More Clients
 
July 2010
Vol. 36 # 7
FRONT PAGE
  • Market Buoyed by Tax Incentives, Looks Strong For Second Half of 2010
    • Market bump
    • Beyond the deadline
THE BIZ
  • More Agents, Less Income
  • Corporations Tightening Relocation Housing Policies
  • Few Women Buyers Seek Advice of Real Estate Agents
TRENDS
  • Stats Show Gradual Market Improvement
  • First-Time Home Buyers, Sellers Optimistic
  • Rent vs. Mortgage Payment Gap Narrowing
MARKETS
  • Chicago is Hot, Beverly Hills Not
  • Rural Properties Seeing Better Sales
TECHNOLOGY
  • New Standards Simplify MLS Data-Sharing
MORTGAGES
  • Fannie Tightens Interest-Only Requirements
  • States Craft Programs For Stressed Owners
AGENTS' CORNER
  • Five Steps to Video Success
 
June 2010
Vol. 36 # 6
FRONT PAGE
  • The Comeback Kids:  Report Finds Shift Toward Multi-generational Families
    • Trend Reversal
    • Bigger Homes
TRENDS
  • Despite All, Americans Still Believe in Home Ownership
  • New Immigrants Seeking Smaller Cities
  • Economy, Opportunity Driving Factors in Relocation
LAW
  • Federal Attorney Clarifies Add-on Fees
  • FHA to Accept Documents Signed Electronically
  • Buyer Agents Urge Removal of Marriage Penalty for Tax Credit
MORTGAGES
  • Fed:  Low Rates Likely Through 2010
  • Top 10 Best Cities For Borrowers
MARKETS
  • Hottest Markets in the Country
  • Mexicans Snatch Up US Border Properties
  • Ten Fastest-Growing Small Towns in U.S.
AGENTS' CORNER
  • Tips to Profit from the Clients You Already Have
 
May 2010
Vol. 36 # 5
FRONT PAGE
  • Lending Thaw?  Foreclosed Borrowers Getting Loans Again
    •  Home-saving loans afoot
    • Encouraging short sales
MORTGAGES
  • NAR & FHA Head Agree:  Don't Raise Down Payments
TRENDS
  • More Families Seeking Homes For Multiple Generation Members
  • Worried Home Sellers Abandoning FSBO Option
  • NAR Hoping Jobs Will Pick Up by Second Part of Year
  • Agents Expect to Spend Less on Marketing
  • Poll Shows Strong Su8pport For Government Housing Initiatives
MARKETS
  • Boomers Ready For Retirement Housing
  • Casinos Help Vegas Workers Buy Homes
LAW
  • Colorado Bill Would Allow Brokers to File Liens
  • NAR Urges Government to Create Natural Disaster Insurance Plan
  • Housing Downturn Finding Its Way Into Divorce Court
AGENTS' CORNER
  • How to Make the Most Of Your Direct Marketing Campaign
 
April 2010
Vol. 36 # 4
FRONT PAGE
  • New Guidelines and Incentives Ease Short Sales
    •  Wait and see
    • Incentives all around
MORTGAGES
  • Bankers Predict Low Interest Rates Through 2010
  • Mortgages Becoming easier to Obtain
  • Industry Faults New Home Appraisal Regulations
MARKETS
  • Researchers Name Top Price Gain Prospects for 2010
  • Half-Built Homes Can Be Bargains . . . with Strings Attached
GOVERNMENT
  • HUD Urging Buyers to Stick With Exclusive Buyer Agents
  • Montana Realtors Seek Permanent Ban on Transfer Tax
  • FHA May Give Breaks to Families Repairing Chinese Drywall
TRENDS
  • Best Bang for Your Buck?  Exterior Remodeling
AGENTS' CORNER
  • Find Interested Sellers Via Canceled Listings
  • No Cost E-mail Campaign Still a Valuable Marketing Tool
March 2010
Vol. 36 #
3
FRONT PAGE
  • Looking Back on a Decade of Dramatic Real Estate Developments
    •  Median values up
    • Looking ahead
MORTGAGES
  • Four in 10 Recent Buyers Used FHA Loans
  • Study:  Mortgage Rates to Rise Slightly By End of 2010
TRENDS
  • Report:  Home Prices Likely To Hit Bottom This Month
  • Census:  Americans Stayed Put in 2009
  • Agent Good News & Bad:  Commission Rates Up, but Commission Dollars Down
  • New Rebates Available for ENERGY STAR Appliances
MARKETS
  • Cities Where Housing Is on the Mend
  • Tax Incentives Help Move-Up Market
  • Ultra-Cheap Homes Sitting on the Market
LAW
  • IRS Sets New Rules For Tax Credit
  • Builders Applaud Obama "Cash for Caulkers" Program
  • Illegal Landlord Sues to Collect Illegal Rent
AGENTS' CORNER
  • Touting the Big Pluses Of Buying a Small Home
February 2010
Vol. 36 # 2
FRONT PAGE
  • Survey Shows Steady, Strong Rise In First-Time Homebuyers, Single Women
    •  Tax breaks working
    • Women take the plunge
MORTGAGES
  • Fannie to Tighten Loans to Borrowers
  • FHA Drops Second-Appraisal Requirement for High Loans
  • HUD Asks Early Restraint on RESPA Enforcement
LAW
  • Key Senator Doubts Any More Tax Credit Extensions
  • Law Professor:  Underwater Homeowners Should Walk Away
MARKETS
  • Wind Farms Do Not Harm Sales Prices
TRENDS
  • Home Affordability Remains Near Record High
  • Last Year's Price Reductions Amount to About 10 Percent
  • Foreclosure Filings Still Coming Down
  • NAA, NMHC, to Continue Opposing Help for Homeownership
TECHNOLOGY
  • Momentum Builds for Broader Acceptance Of Digital Signatures
AGENTS' CORNER
  • Your Buyers List:  Work it Like a Cash Machine for Your Real Estate Business
  • Stand Out?  Blend In?  Here Are Your Top Car Colors
January 2010
Vol. 36 # 1
FRONT PAGE
  • Housing Industry Poised to Fuel Economic Recovery
    • Housing rebound
    • Sustaining the gains
TRENDS
  • Inventory Decline Leads to Leveling of Home Prices
  • "Brain Gains" for High-Tech Cities
  • Ohio Offers Low-Rate Loans to Keep College Grads
MORTGAGE
  • Government Web Site Helps Homeowners Overcome Mortgage Problems
  • Fannie Mae Offers Rent-Back In Lieu of Foreclosure
  • Foreclosures Seen Rising in New Areas
MARKETS
  • International Buyers Squeezed by Credit Crunch
AGENTS' CORNER
  • How to Write Craigslist Ads That Get Results
  • California Realtors Click With Social Networking
2009
December 2009
Vol. 35 # 12
FRONT PAGE
  • 2009 Year in Review:  Turnaround Begins with Challenges Ahead
    • Challenges Remain
    • Reason for Optimism
MORTGAGE
  • NAR:  Make FHA Loan Limits Permanent
  • U.S. Data Show High Mortgage Denial Rate for Minorities
  • HUD Inundated With Loan Modification Requests
TRENDS
  • Boomers Aren't Choosing Urban Retirement
  • List Prices Still Being Reduced to Attract Buyers
TECHNOLOGY
  • Industry May Soon Get Its Own Web Extension
LAW
  • Continued Tax Credit Could Create 334,000 New Buyers
  • EPA Publishes Guidelines for Meth Lab Cleanup
AGENTS' CORNER
  • How to Use Bonuses and Incentives to Get More Clients and Sell More Homes
  • Four Ways to Use Zillow to Your Advantage
November 2009
Vol. 35 # 11
FRONT PAGE
  • Homeowners Increasingly Optimistic About Real Estate Market's Future
    • Supporting data
    • Slow growth
MORTGAGE
  • Popular Housing Tax-Credit Window is Closing
  • BofA Makes Jumbo Play With Slashed Rates
  • Obama Program to Reduce Mortgage Payments Gaining Use
TRENDS
  • Good News for Sellers:  'Rent or Own' Payment Gap is Narrowing
  • ZipRealty Says Its Website Helps Consumers Negotiate Commissions
  • Make Sure It Supports Broadband
  • Home Still Seen as Top Investment Vehicle
MARKETS
  • Price Reductions Decrease In Major Markets
  • United States Getting More Views From International Buyers
  • Nudist Housing Market Remains Strong in Florida
LAW
  • Calif. Law Would Give REO Buyers Choice of Closing Service Providers
  • HUD Posts New FAQ About RESPA
AGENTS' CORNER
  • Single Property Sites Add Visibility to Listings, Aid in Search Engine Optimization
  • Realtors Launch Short Sales Certification Program
October 2009
Vol. 35 # 10
FRONT PAGE
  • Going Up?  All signs Point to a Sustained Recovery
    • First-timers lead the charge
MORTGAGES
  • Treasury Announces Home Price Decline Protection Incentives
  • City May Use Foreclosures As Affordable Housing
  • Bank Gives Tenant Home Rather Than Foreclose
TRENDS
  • Helena, Montana Named Top Locale for Young Retirees
  • Luxury Home Sales Showing Signs of Life
  • Company Will Shrink Wrap Abandoned Homes
  • Consumers Increasingly Using Web for Financial Advice
LAW
  • Owner Threatens To Sue Over Fence With No Gate
  • Despite MLS Photo, Garage Not Part of Deal
AGENTS' CORNER
  • Study:  'Added Value' More Important Than Ever for Agents & Brokers
  • Small Market, Big Online Success
September 2009
Vol. 35 # 9
FRONT PAGE
  • Surge in Optimism and Affordability Fuel Turnaround Hopes
     
    • Record affordability
    • Rocky turnaround
TRENDS
  • Housing Starts Up As Inventory Thins
  • Mayflower Says Moves Are Getting Lighter
  • Most Buyers Fret Over Down Payment
  • Economist:  Optimism, Not Bad Loans, Triggered Recession
  • Mommy, Daddy, I Want To Sell Real Estate
MORTGAGES
  • Appraisers to HUD:  Try Again, Please
  • CEOs Want Tax Credit Expanded
  • Florida County to Begin Buying, Selling Foreclosed Homes
MARKETS
  • California Buyers Motivated by Price Declines
  • Decline Continue to Affect NYC
  • Glut of Luxury Homes Dampens Prices
  • Many Sales Prices in Dallas Being Kept Confidential
AGENTS' CORNER
  • Easy Ways to Cultivate First-Time Home Buyers
August 2009
Vol. 35 # 8
FRONT PAGE
  • Tempered Optimism Greets Fed Foreclosure Relief Program
    • Foreclosures decline
MORTGAGES
  • Are Low Appraisals Hurting Market Recovery?
  • HUD Releases Details of $8,000 Credit for Down Payment
TRENDS
  • Pending Home Sales, Affordability Continue to Improve
  • Home Sellers Collectively Shave $27.4 Billion in Price Drops
MARKETS
  • Empty Condos Become Needed Dorm Rooms
  • Huntsville, Ala., Named Best for Economic Prosperity
  • Could Foreclosed Homes Become Emergency Shelters?
AGENTS' CORNER
  • Agents Need to Know What Warranties Will Cover
  • Median Realtor Income Falls to $36,700
LAW
  • HUD Withdraws 'Required Use' Definition
July 2009
Vol. 35 # 7
FRONT PAGE
  • Summer of Love?  Experts and Agents Find Reason to be Optimistic
MARKETS
  • Builders Urge Buyers to Snag Expiring Tax Credit
  • Home Prices:  California, Florida Gain the Most, Lose the Most
  • Young Retirees Buying Homes at Bargain Prices
TRENDS
  • Boomers Preferring Not to Age in Place Slightly Up
  • New Trend:  Open House Clusters
  • One in Four Listings Have Seen Price Reductions
  • Corporate Relocations Decline
INDUSTRY
  • NAR Offers Health Insurance Program to Members
  • Man Sells House He Doesn't Own
  • Would You Like a Divorce With That House?
  • Under-35 Hispanics Engage With Hispanic Newspapers
  • Realty Membership Slightly Up in April
MORTGAGES
  • A Third of Mortgaged Homes Are Upside Down
AGENTS' CORNER
  • Get Those Voicemails Returned Right Away
June 2009
Vol. 35 # 6
FRONT PAGE
  • Gain Seen in Pending Home Sales; Housing Affordability Sets New Record
    • Affordability shines
    • Stabilization near
MARKETS
  • El Paso Awaiting Housing Boom
  • Iowa Farm Land Prices Decline
  • Second-Home Sales See Continued Price Decline
  • REO Sales Impacting Home Prices
TRENDS
  • Vacant 'House-Sitting' Strategy on the Rise
  • California Realtors Put Safety Net Under First-Time Buyers
  • Wealthy Chinese Eye Bargain U.S. Prices
LAW
  • Realtors (Finally_ Push Banks Out of Brokerage
  • No Resource for Man Who Moved Into Wrong Condo
  • Church Begins Rehab On Wrong House
MORTGAGES
  • Homeowners Need Patience With Loan Modifications
AGENTS' CORNER
  • Special Skills Needed When Working with Distressed Seller
May 2009
Vol. 35 # 5
FRONT PAGE
  • Industry Watch:  Will Feds' Mortgage Aid Program Thaw Market?
    • Two-pronged attack
    • NAR applauds effort
MARKETS
  • California Working Out Of Its Housing Slide
  • U.S. Home Values Drop $2.4 Trillion
LAW
  • Local Law Says Owners Must Register Foreclosed Properties
  • Texas Law Aims to Protect Buyers From Meth Contamination
TRENDS
  • Trulia Sees Surge in Consumer Real Estate Interest
  • Surprised?  Real Estate Agents Have Stressful Jobs
  • Realtor Member Numbers Decline
INTERNATIONAL
  • Buy a House, We'll Give You a Job
  • Only Royalty Can Afford Monte Carlo
AGENTS' CORNER
  • For New Listings, Tap the FSBO Market
  • Rise of the Buyer's Agent?
April 2009
Vol. 35 # 4
FRONT PAGE
  • Realtors Urge Higher Loan Limits as First-Time Buyers Crowd Market
    • High-end squeeze
    • Equal Access
MORTGAGES
  • Congressman Seeks to Reinstate Down Payment Assistance
  • Report:  Foreclosures Intentionally Left Off MLSs
  • HOPE NOW Prevents Record Number of Foreclosures
TRENDS
  • Builders Offer Delayed Payments, Low Rates, Layoff Insurance
  • Texas is Top Relocation Destination
  • Industry Sees Changes As Baby Boomers Keep Skiing
LAW
  • Agents & Builders Say Sprinklers Would Reduce Buyer Eligibility
  • Rise of 'A a Carte' Real Estate?
TECHNOLOGY
  • Online Marketing Becoming A Staple For Agents
  • Ultraportable 'Netbooks' Fill Lightweight Gap
AGENTS' CORNER
  • Widgets Make Your Web Site Worthy of Repeat Visits
  • Where to hunt for widgets
March 2009
Vol. 35 # 3
FRONT PAGE
  • Volatile Market Keeps Buyers, Sellers Guessing Going into Spring
    • Overvalued or undervalued?
    • Conflicting messages
LAW
  • California Law Restricts Gifts From title Companies to Agents
  • Mortgage Brokers Sue To Stop New RESPA
  • HUD Delays Ban on Builder Discounts
  • FTC Sides with Pittsburgh MLS Discounters
MARKETS
  • Study:  Foreclosed Properties Getting Tougher to Sell
  • Value of White House Placed at $308 Million
TRENDS
  • Who's Moving in Next Door?  Blockshopper Wants You to Know
  • Agents Considered Average In Honesty, Ethics - Bankers Dive
  • NAR Membership Slips
  • U.S. Wealth, Home Equity Down
  • Remodelers Start Green Web Site
MORTGAGES
  • HUD Launches Financial Literacy Web Site for buyers
  • Calculator Tells Owners The Cost of Walking Away
AGENTS' CORNER
  • America's Most Valuable Niche Market Often Ignored
February 2009
Vol. 35 # 2
FRONT PAGE
  • First-Timers Diving In as Affordability Soars, Rates Drop
    • Affordability improves
    • California dreamin'
TRENDS
  • Builder Trying Rent-to-Own Program
  • "Green" Building Up Dramatically
  • Company Insures Against Price Decline
  • Traffic Building On Realtor.com
  • IRS Mileage Deduction Has Declined
  • One in Four Baby Boomers Envision A 'Single Level' in the Future
MORTGAGES
  • Most Upside-Down Homeowners Won't Go Into Foreclosure
  • HUD's New RESPA Rules Designed For Easier Mortgage Shopping
  • 'Hope Now' Assisting 100,000s per month
MARKETS
  • Report:  Home Prices Back to Fundamentals
  • Farmland Prices Continue to Grow
  • Most Metros Seeing Price Declines
AGENTS' CORNER
  • Expired Listings"  Forgotten Diamonds For the Taking
  • How Much Multicultural Relational Equity Do You Have?
January 2009
Vol. 35 # 1
FRONT PAGE
  • Dear Mr. President, Don't Forget About Real Estate
    • One percent solution
    • Consumer power
MORTGAGES
  • Law Gives Veterans a Break
  • Some State Foreclosures Numbers Decline
  • Illegal Aliens Have Low Default Rate
  • FHA Refi's More Than 400,000 Homeowners
TRENDS
  • Study Finds More Homeowners May Be Stuck Than Displaced
  • Homeowners Acknowledging Their Values Have Declined
  • Consumers More Willing to Accept government Oversight of Mortgages
  • Builders eye Turnaround
  • Consumers Seeing "Green"
  • OK, Exactly How Many Homes Are There in the US?
MARKETS
  • California Home Sales Looking Up
AGENTS' CORNER
  • Disclosing Property Defects Isn't Only About Liability
  • Industry Professionals Are Plugged In
2008  
December 2008
Vol. 34 # 12
FRONT PAGE
  • Good Riddance 2008, Hello 2009 and the Promise of Brightening Home Values
    • A perfect storm
    • The indicator to watch
MORTGAGES
  • One in Seven Paying More than 50 Percent for Housing
  • States Call for Subprime Help
LAW
  • New Congressional Program Aims To Rescue Homeowners
  • NAR Wants One-Page GFE Summary
  • Congress May Permit Down Payment Charities
MARKETS
  • Greater Phoenix to Promise Regional as Solar Leader
  • Luxury Properties See Slowdown
  • Detroit Prices Hit New Lows
  • Buy Baghdad Now
TRENDS
  • Homeowners Still Rate Benefits Of Homeownership High
  • Painting Service Turns Abandoned Lawns Green Again
AGENTS' CORNER
  • Stretching Your Advertising Budget With Remnant Ads
  • Better Closing Experience Means More Referrals
November 2008
Vol. 34 # 1
1
FRONT PAGE
  • Among Bank Failures & Foreclosures, Experts Remain Confident of Turnaround
    • Sales stabilizing
    • Eyes on next year
TRENDS
  • First-Time Buyers Want Larger Homes, Not Fixer-Uppers
  • Urban America Becoming More Diverse
  • Americans Love to Move - But Not Too Far Away
  • Weak Labor Market Count Nix Inflation Worries
MARKETS
  • Low Home Prices Keep Texas Foreclosures Under National Average
  • Seller Pledges to Drop Price $1,000 Per Day
MORTGAGES
  • Housing Stimulus Law Provision Now In Effect
  • HUD Grants $16.9 Million To Help Rural Economies
  • Appraisers Want Stricter Appraisal Laws
  • Internet Buyers More Efficient Than Those Offline
AGENTS' CORNER
  • How to Attract Canadian Buyers
  • Staging Home for Sale Worth the Cost
October 2008
Vol. 34 # 10
FRONT PAGE  
  • Has the Market Bottomed Out?  It Depends on Your Favorite Indicator
    • Good news and bad
    • Obstacles remain
TRENDS
  • Gas Prices Apply Brakes to Suburban Migration
  • Many Owners Misjudge Home Value Trends
MARKETS
  • Los Angeles Attracting Global Interest
  • Pending Home Sales Index Dips Once Again
MORTGAGES
  • Consumers Expect More Foreclosures
LAW
  • Housing Bill  Effects Could Take a While
AGENTS' CORNER
  • Snag Gen Y Buyers Through Social Networking
  • How Well Do You Know the Real Estate Consumer?
September 2008
Vol. 34 # 9
FRONT PAGE  
  • Employers Offering Telecommuting to Cut Real Estate Costs
    • Home office premium
    • Big Savings
LAW
  • IRS Boosts Business Miles Deduction
  • Mississippi Adds Meth Labs to Disclosure Form
MARKETS
  • Good News:  Home Inventory Begins to Fall
  • Green Homes Selling Faster, For More Money
  • Existing Home Sales Stage Modest Increase
  • California Sales Up, Prices Down
  • Northeast Will Likely Lead Home Sales Recovery
TRENDS
  • Gas Prices Driving Americans Back to Cities
  • Can You Guess Agents' Favorite Words?
MORTGAGES
  • Foreclosures Appear to be Slowing
  • "Owner Financing" Back with a Vengeance
AGENTS' CORNER
  • A New Approach to Classifieds
August 2008
Vol. 34 # 8
FRONT PAGE  
  • Young, Savvy "Generation Y" Members Go Home Shopping
    • Top at tech
    • The green gen
MARKETS
  • California Market Improves for First-Time Buyers
  • NAR Says Market is Poised to Improve
  • Indianapolis Still Tops in Affordability
TRENDS
  • Consumers Check Many Sources to Find Homes
  • Do Techno-Savvy Agents Earn More?
  • U.S. Home Prices Lure Foreigners
  • Renters More Reluctant to Buy
  • Americans Delay Retirement
MORTGAGES
  • Many Buyers Wary of Foreclosed Homes
  • Nevada, California & Florida Top Foreclosures
  • HUD Launches Fair Lending Campaign
AGENTS' CORNER
  • Does Search Engine Marketing Generate Sales?
July 2008
Vol. 34 # 7
FRONT PAGE  
  • Signs of Life in a Down Market
    • Market upturns
    • Ordinary people
MORTGAGES
  • New Plan Aimed at Struggling Homeowners
  • Banks Toughen Terms on Loans
  • Freddie, Fannie Get Tough With "Walk Aways"
TRENDS
  • Second-Home Buyers Go Condo
  • Rate of Delinquencies Slows
  • NAR:  Median Resale Home Price To Fall a Modest 2.4 Percent
TECHNOLOGY
  • New Features Beef Up Industry Web Sites
  • Numbers Add up at Krunching.com
AGENTS' CORNER
  • Learn What Hooks Buyers Online
    • The Commute
    • The Kid's School
    • The Neighborhood
    • Web Tools
    • Photos
    • Point of View
LAW
  • 10,000 Fair Housing Complaints Filed Last Year
June 2008
Vol. 34 # 6
FRONT PAGE  
  • States Step Up to Help At-Risk Homeowners with Mortgage Assistance
    • Shared interest
    • Stepped up efforts
TRENDS
  • Guaranteed Home Value Brings Out Buyers
  • Lenders Paying Troubled Homeowners Not to Trash Properties
  • Industry Leaders See Some Improvement
  • Real Estate Web Sites Seeing Increase in Traffic
  • Are Agent Commissions Rising
MARKETS
  • People Returning to New Orleans Area
  • Iowa Farmland Prices Up 18 Percent
  • Charlotte, Raleigh Best Cities to Buy Foreclosed Homes
  • MLS to Use Square Footage Ranges
MORTGAGES
  • Americans Spend Little Time Researching Home Mortgage Loan
  • Foreclosure Filings Dip Slightly
LAW
  • Will Would Give Home buyers $15,000 Rebate
AGENTS' CORNER
  • Stay Positive in a Discouraging Market
May 2008
Vol. 34 # 5
FRONT PAGE  
  • Rally is on to Stem Foreclosures and Jumpstart Market
    • New Mortgage Rules
MARKETS
  • Metro Markets Divided Between Gainers and Losers
  • Hollywood Also Suffering From Housing Crunch
  • Indianapolis Is Most Affordable Market
  • Northeast Sales Prices Up
  • Rural Real Estate Still Selling Well, Biofuels Helping
LAW
  • More States Consider Anti-Appraiser Coercion Bills
  • Agent Helps Catch Copper Thief
TRENDS
  • Consumers Spend Green to Go Green at Home
  • Home Auctions Growing Fast
  • Can't Sell?  Then Rent
AGENTS' CORNER
  • Web Design:  The Ins and Outs of Using Flash for Flair
  • Homeowners Don't Believe Values Have Dropped
April 2008
Vol. 34 # 4
FRONT PAGE  
  • Get Ready for the Resurgence of Mortgage Financing
    • Tighter credit
    • Bigger jumbo?
TRENDS
  • Researchers:  Worst is Over for Builders of New Homes
  • Sellers Looking to 'Mega-Remodeling' for Sales Boost
  • Architects Get a Little More Humble
  • I'll Buy Your House If You Buy Mine
    • Getting Financing
MARKETS
  • Women in Charge of Home-Buying Process
  • Los Angeles May Tighten Control on McMansions
MORTGAGES
  • NAR Seeks Higher Fannie, Freddie Loan Limits
  • Rate Cuts Have Positive Influence on Agents
  • Foreclosures Up in 2007
AGENTS' CORNER
  • Five Ways to Make Cold Calls Easier
March 2008
Vol. 34 # 3
FRONT PAGE  
  • Exchange Rates Give Foreigners the Edge in U.S. Housing Market
    • Offshore outreach
    • Europe bubble
TRENDS
  • Modest Gain Seen in Pending Sales
  • Home Equity Now Close to 50 Percent
  • Hidden Incentives Distort Home Prices
  • Builder Confidence Remains Unchanged
LAW
  • Fed Looking to Require Proof of Income
MORTGAGES
  • Managing Your Way Out of Adjustable Mortgages
  • Feds Outline Plan to Clean Up Subprime Lending Woes
  • Preventing Problems When a Mortgage Company Fails
AGENTS' CORNER
  • 10 Ways to Utilize Downtime and Create a Profitable 2008
MARKETS
  • California Primed to Lead Nationwide Turnaround
February 2008
Vol. 34 # 2
FRONT PAGE
  • Study:  Recession Unlikely As Mortgage Markets Begin to Stabilize
    • Lower rates ahead?
    • Risks ahead
MARKETS
  • Many Metro Markets Show Some Improvement
  • Home Builders Add Perspective to Home Price Declines
  • $175 million Sale Sets New U.S. Residential Sales Record
  • New Orleans Still Waiting for Affordable Housing
  • Farmland Prices Up 13 Percent
TRENDS
  • Housing Slump Prods Employers to Buy Some Employees' Houses
  • St. Louis MLS Latest to Go Green
  • Realtor.com Creates Site for iPhone users
  • More Real Estate Ad Dollars Being Spent Online
  • Consumers Willing to Pay More for Eco-Friendly Home
LAW
  • New Jersey, N.C. Counties Sour on Tax on Home Sellers
AGENTS' CORNER
  • The Ins and Outs of Forming an Agent Team
  • Just Who Is the Average FSBO Seller?
January 2008
Vol. 34 # 1
FRONT PAGE  
  • The Year Ahead in Loans:  Tightening Standards for Prime Loans as Subprimes Ready for a Comeback
    • Back to basics
    • The big picture
MARKETS
  • Top 10 Growing U.S. Markets
  • Web Site Dedicated to University Properties
  • Foreclosure Crisis Going Global
TRENDS
  • Company Offers “One Day Sale”
  • Americans Still on the Move
  • Bad News for Sales is Good News for Rentals
  • Housing Jobs Being Eliminated
ENVIRONMENT
  • Ratings Proliferate for Green Buyers
MORTGAGES
  • Mortgages to Illegal Immigrants Have Lower Default Rates
LAW
  • DOJ Announces Record Fair Housing Enforcement Year
  • Bankrupt Broker Allowed to Sell Listing Contracts
  • Oregon, California Lead on Laws Against Pressuring Appraisers
AGENTS' CORNER
  • Making Your E-Mail Subject a Success