Delaware Underwriting Directives

Directive No. Date Directive
1 09/08/99 Flip Transactions and Other Closings
2 02/20/01 Lender's Survey Coverage
3 01/04/02 Mortgage Fraud/Predatory Lending
4 07/31/03 Multiple Simultaneous Mortgage Transactions with a Single Lender
5 08/16/05 Title Insurance Re-Issue Rates
6 08/16/05 HUD Mortgage Insurance Program
7 06/11/08 Short Sales
8 09/29/08 Modifications to National Housing Act to eliminate seller-assisted down payment programs
9 12/23/09 Creditors' Rights Risk
10 02/19/10 New HUD-1 Form
11 12/04/08 DTIRB Forms Filing Effective December 1, 2008
12 08/01/11 DTIRB Forms Filing Effective July 15, 2011
13 09/27/11 Elimination of Creditor's Rights Coverage
14 11/03/11 Allied Home Mortgage Corporation
15 07/12/12 Bank of America Short Sale Scam Alert
16 09/18/13 ALTA Endorsement and Rate Filing Effective October 01, 2013
17 08/06/14 Survey Exception
18 10/06/14 Survey Exclusion