Delaware Underwriting Directives

Directive No.	Date	Directive
1	09/08/99	Flip Transactions and Other Closings
2	02/20/01	Lender's Survey Coverage
3	01/04/02	Mortgage Fraud/Predatory Lending
4	07/31/03	Multiple Simultaneous Mortgage Transactions with a Single Lender
5	08/16/05	Title Insurance Re-Issue Rates
6	08/16/05	HUD Mortgage Insurance Program
7	06/11/08	Short Sales
8	09/29/08	Modifications to National Housing Act to eliminate seller-assisted down payment programs
9	12/23/09	Creditors' Rights Risk
10	02/19/10	New HUD-1 Form
11	12/04/08	DTIRB Forms Filing Effective December 1, 2008
12	08/01/11	DTIRB Forms Filing Effective July 15, 2011
13	09/27/11	Elimination of Creditor's Rights Coverage
14	11/03/11	Allied Home Mortgage Corporation
15	07/12/12	Bank of America Short Sale Scam Alert