The forms and terminology for most residential mortgage applications changed on October 3, 2015 and you might notice these differences at your next real estate closing. Learn more about these changes and in addition, find out why an Owner’s Policy of Title Insurance is always a wise choice.
ORT's TRID Closing Calendar tool allows you and your customers to easily plan your settlement/signing dates in order to meet the CFPB's TRID Rule timing requirements.
TOP 10 THINGS CONSUMERS SHOULD KNOW ABOUT THE CLOSING PROCESS
TOP 10 THINGS REAL ESTATE AGENTS SHOULD KNOW
TOP 10 THINGS TO ASK YOUR LENDERS
TOP 10 THINGS SELLERS SHOULD KNOW ABOUT THE CLOSING PROCESS
YOUR HOME IS YOURS
"Your Home is Yours" illustrates the value of title insurance and the importance of protecting your investment by purchasing an Owner's Title Insurance Policy.
THE IMPORTANCE OF AN OWNER’S POLICY
Some Frequently Asked Questions about an Owner's Title Insurance Policy.
CFPB HOME LOAN TOOLKIT
A step-by-step guide from the CFPB to assist you in the process of purchasing your
CFPB WHAT THE NEW SIMPLIFIED DISCLOSURES MEAN FOR CONSUMERS
An explanation from the CFPB of the benefits of its mortgage disclosure forms. Download
THE LOAN ESTIMATE FORM
A sample copy of the Loan Estimate (LE) form.
THE CLOSING DISCLOSURE FORM
A sample copy of the Closing Disclosure (CD) form.
What to Look for in a Title Company (video)
Choosing the right title insurance company is very important. As a homebuyer, you have the right to choose which title insurer you use. When working with your real estate agent or lender, take the time to find a title insurance company that is: experienced, responsive, and has a reputation for prompt and fair claims-handling practices, as well as financial stability.
What to Expect During the Closing Process (video)
You've found the home of your dreams, made an offer, and successfully arrived at an agreed residential sales contract or purchase agreement. After it's signed, then what?
The 3-Day Rule (video)
Can a Consumer Waive the 3-Day Rule? (video)
The CFPB website contains even more detailed information: