National Commercial Title Services Directory

Flood Zone Information*

Old Republic Title provides Flood Zone Determinations and Flood Elevation Certificates for commercial properties. Flood Zone Determinations adhere to the Standard Flood Hazard Determination form and state whether or not the subject property and/or the structural improvement lies within a Special Flood Hazard Area (SFHA).

As required by Federal law, all determinations are based on the information depicted on the Flood Insurance Rate Map (FIRM), or the digital equivalent, for the community in which the building or property lies. A FIRM is the official map of a community on which the Federal Emergency Management Association (FEMA) has delineated both the special hazard areas and the risk premium zones applicable to the community.

A Flood Elevation Certificate is an actual field survey by a registered professional, such as a land surveyor, engineer or architect authorized by law to certify elevation information. The purpose of a Flood Elevation Certificate is to identify the exact elevations of a structure as compared to the recorded Base Flood Elevation (BFE). The licensed surveyor uses established Reference Marks identified on the FIRM to formulate the exact elevations of the structure's lowest floor and adjacent ground.

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*This product is developed and issued by Old Republic Site Management Services, a division of Old Republic National Title Insurance Company, and/or Old Republic Diversified Services, Inc., a sister company of Old Republic National Title Insurance Company.